The CFPB is seeking more information about the factors affecting consumers when deciding to utilize the agency’s complaint process.

The bureau is calling on NY state leaders to consider adding more restrictions within state legislation to protect consumers from unfair, deceptive or abusive acts and practices.

Chopra reiterates concerns about the Appraisal Foundation; nonprofits, fintechs support 1033 proposal: Senate Democrats push CFPB on medical debt.

Critics argue that the new title insurance waiver pilot would only apply to wealthy homeowners. However, one tech title company said it could lower closing costs for most buyers under 120% AMI.

Fannie Mae and Freddie Mac shareholders may finally get some modest compensation for FHFA’s decision to allow Treasury to seize all of the profits of the government-sponsored enterprises.

Lenders argue that the cumulative cost of verification of income and employment, especially the electronic kind, is unreasonable and should be scrutinized by FHFA.

The Foreclosure Abuse Prevention Act, signed into law in 2022, blocks lenders from avoiding New York’s six-year statute of limitations on foreclosures by simply canceling the foreclosure. New language in Fannie’s loan modification agreement may negate FAPA’s block.

The agency’s 2024-2026 strategic plan includes a migration to the cloud and the development of AI capabilities.

The last-minute decision by the Trump administration to reduce GSE purchases of speculative and riskier loans had some unintended consequences.

The FHLBanks and their members may benefit to the tune of $8.4 billion from their status as government-sponsored enterprises.