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Expectations of ‘Silver Tsunami’ in Housing Market Delayed

June 14, 2024
Monica Hogan
Older Americans could hold on to their single-family homes longer than earlier expected, according to panelists at this week’s Bipartisan Policy Center conference.
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Mortgage Insurance Veterans Offer Services to Reinsurers

June 13, 2024
Monica Hogan
Euclid Mortgage will provide underwriting services to reinsurance companies that want to diversify by taking on mortgage risk.
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Post-Election GSE Reform: MBS Investors Rule

June 13, 2024
Paul Muolo
There’s new chatter that no matter who occupies the White House come January, change may finally be in the air. But the key to ending the almost 16-year-old GSE conservatorships is to figure out how to placate MBS investors.
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Some Risks as ABS Issuers Use AI for Underwriting

June 13, 2024
Dennis Hollier
As AI becomes ubiquitous in both the origination and securitization of loans, the U.S. regulatory framework is likely to evolve closer to the stricter rules used in the European Union.
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CFPB Proposal on Medical Debt Could Boost Mortgage Lending

June 13, 2024
Shannon Clark
The CFPB issued a proposed rule this week to ban medical debt from credit reports. The debt isn’t an accurate predictor of loan repayment, according to CFPB Director Rohit Chopra.
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Housing Policy Depends on Who Wins the White House

June 13, 2024
Monica Hogan
If former President Donald Trump is re-elected, there could be some drastic changes to the federal government’s involvement in the housing market, according to speakers at a Bipartisan Policy Center conference.
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Federal Reserve Holds Off on Interest Rate Cuts, Yet Again

June 13, 2024
Monica Hogan
The Federal Open Market Committee plans to hold interest rates steady until it has greater confidence inflation is heading down toward 2%.
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Production Chief Who Left With Staffers Faces Lawsuit

June 13, 2024
Paul Muolo
With many lenders struggling with profitability, it might seem like a waste of time and money to sue departing production managers who leave with staffers in tow. But the lawsuits keep coming.
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More Turbulence for loanDepot, Founder Sells Shares

June 13, 2024
Paul Muolo
While loanDepot launched a new debt-exchange program with investors, its chairman was busy selling shares in the company. Bad optics or no big deal?
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Lenders Struggle to Stay Ahead of Cyberattacks

June 13, 2024
Brandon Ivey
Cybersecurity insurance is getting more difficult for mortgage companies to obtain and some lenders appear to be unable to meet reporting requirements set by the GSEs on security.
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