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Updated PMIERs Not Expected to Impact Insurers

August 23, 2024
Dennis Hollier
Even with the implementation of new asset haircuts and other restrictions into the private mortgage insurance eligibility requirements framework, GSE-approved insurers say they will still have large available asset buffers.
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GSEs' 2025-2027 Housing Goals Reflect Market Realities

August 23, 2024
Dennis Hollier
FHFA’s proposed rule responds to market trends that have made it difficult for the GSEs to meet their benchmark goals.
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Freddie Updates Seller Guides

August 23, 2024
Dennis Hollier
Freddie Mac bulletins clarify how single-family sellers should deal with self-employed income and the types of public records searches required for multifamily sellers.
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FHFA’s IT Network Not Safe From Internal Threats

August 23, 2024
Dennis Hollier
OIG auditors were able to access the IT accounts of 179 agency employees, including one “privileged user,” who were still using the default passwords to protect their computers and accounts.
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OIG: FHFA Should Learn From 2023 Banking Crisis

August 23, 2024
Dennis Hollier
The FHFA watchdog said the Division of Home Loan Bank Regulation should provide more explicit guidance on how the FHLBanks coordinate with other regulators.
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Fannie Mae Drops Plan to Move DC Headquarters

August 23, 2024
Dennis Hollier
Rather than leave its digs in downtown DC, as announced earlier this year, Fannie Mae opted to renew its lease, albeit with a much smaller footprint.
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FHFA Proposes New Housing Goals for GSEs

August 23, 2024
Dennis Hollier
High interest rates and low supply continue to affect the availability of the affordable homes required to fulfill the GSEs' housing goals.
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Automation, Communication Keys to Boost Margins

August 23, 2024
James Dohnert
Mortgage originators and investors believe that automation must go hand-in-hand with human expertise to create value for a company, and boost margins.
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Homebuyers Take a Wait-and-See Approach

August 23, 2024
Monica Hogan
Even with interest rates on mortgages coming down, home sales have been tepid in recent months, with potential buyers waiting for even lower interest rates.
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Interest Rates, Lender Reputation Top Priorities for Borrowers

August 23, 2024
Shannon Clark
Interest rates continue to be the top priority for borrowers when choosing a mortgage lender, according to a study by Corporate Insight, but borrowers also value interest rate locking options and rate matching.
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