It’s never too early to assess hiring plans for a new year. But this time around, it’s a bit trickier given a new power base in Washington and the prospect for higher interest rates.

Lender trade groups are maintaining hope that Congress will vote to pass a trigger lead ban before the December holidays.

Prepayment rates during the recent dip in mortgage rates were higher than expected, suggesting lenders have extra staff on hand. Still, it could be a while before interest rates fall low enough to significantly boost lending.

While major rulemakings will pause until a new presidential administration takes over, work will continue on proposed rules, according to regulatory agency leaders.

In 2025, servicing sales should remain hot, but franchise deals involving the transfer of “whole” companies will likely be few and far between.

UWM and Rocket believe they saw a preview of future origination trends during September’s brief rate-decline window.

Industry watchers said potential changes at the GSEs under the new Trump administration could lead to challenges for the secondary market.

Roc360’s latest RTL deal is the first from its real estate investment trust, which is a partnership with Temasek, a Singaporean sovereign wealth fund.

After a busy third quarter, the firm’s production hit record levels in October.

The deal under the CROSS shelf is backed entirely by mortgages originated by CrossCountry Mortgage.