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Bank MBS Holdings Lower in 4Q24

February 21, 2025
John Bancroft
Most of the decline was in held-to-maturity accounts, but that may have been the result of an accounting reclassification.
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First-Time Homebuyers Faring Better Than Expected

February 21, 2025
Dennis Hollier
Affordable housing advocacy groups may be using defective data to come to their conclusions about first-time homebuyers, according to a newly published research note.
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HUD, FHA Brace for Impact Following Job Cuts

February 21, 2025
Paul Muolo
White House plans call for half of the staff at the Department of Housing and Urban Development to be cut.
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Short Takes: NMLS Processing Fees Increase / New Home Apps Ease in January / Residential Vacancies Fall / Sunflower Bank Hires New CBO

February 21, 2025
Shannon Clark
Fees will increase for both state licensure and federal registration beginning March 1.
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Sizeable Cuts at Ginnie Mae. Trouble Ahead?

February 20, 2025
Paul Muolo
Ginnie Mae has no president and over the past weekend it lost 27% of its workforce. And delinquencies on underlying loans are rising. Time to worry?
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GSE Mortgage Holdings Continue to Grow

February 20, 2025
Dennis Hollier
But Fannie Mae and Freddie Mac pursued different strategies in their retained mortgage portfolios. (Includes data table.)
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GSE Earnings: Multifamily Gains at Freddie

February 20, 2025
Dennis Hollier
Freddie Mac’s superior performance in 2024 was largely due to higher profits in its multifamily business.
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Banks Partnering With Asset Managers for Flow-Based Loan Sales

February 20, 2025
James Dohnert
Banks are increasingly turning to nonbank partners to reduce their mortgage portfolios.
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More Securitization of Home Equity Investments Expected

February 20, 2025
Shannon Clark
2025 may be the year that home equity investment products rapidly expand into the securitization market, according to HEI provider Hometap.
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Toyota Revs Up ABS Issuance With First Deal of the Year

February 20, 2025
James Dohnert
The deal received a preliminary AAA rating from S&P Global Ratings.
Read More
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