More access to Freddie’s CPA; taking Republic Mortgage Insurance off the books; new CEO for FHLB-OF; Calabria gets a new gig.

Declining equity and surging escrow payments may be a precursor to market stress in some parts of the country, analysts say.

The changes to the Nationwide Multistate Licensing System include modernized updates to the individual state license application process.

A Redfin survey found that almost 25% of recent young homebuyers used family money to fund their downpayment.

The Mortgage Industry Standards Maintenance Organization has published a glossary of artificial intelligence terms and definitions.

Federal Reserve Governor Christopher Waller said the central bank’s balance sheet hasn’t grown as much as people think, but that MBS sales might be needed to balance the duration of assets and liabilities.

It may take time for MBS investors to fully understand how use of the new credit score for underwriting loans sold to the GSEs impacts pricing and hedge strategies.

If there’s any good news on the agency MBS front it’s that new issuance volume increased from the first quarter to the second. Then again, it was driven by seasonality.

Jersey Mike’s has started marketing a $400.0 million whole-business securitization, while Nothing Bundt Cakes is prepping a $445.0 million deal.

The $213.3 million transaction has several credit strengths, including a manual review of all underwriting decisions, Moody’s Ratings said.