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Lenders Focusing on Streamlining Business

August 29, 2025
James Dohnert
Mortgage executives count on AI and automation to streamline business processes and reduce overall costs.
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Trigger Lead Ban Pushes LOs to New Marketing Tactics

August 29, 2025
Shannon Clark
It’s not yet clear exactly when the Homebuyers Privacy Protection Act will take effect, but mortgage industry experts say loan officers should already be changing their marketing practices.
Read More

Mortgage Tech Company reAlpha Takes Loss in 2Q

August 29, 2025
Abby Zimmardi
An artificial intelligence-powered real estate technology company, reAlpha Tech Corp., took a loss of $4.1 million in the second quarter of 2025.
Read More

Rising Homeowner Insurance Costs Can’t Be Stopped

August 29, 2025
Abby Zimmardi
Insurance property costs are rising due to increased risk and damage from natural disasters, and are contributing to increases in delinquencies.
Read More

Pulte Puts GSEs’ Valuation at $1 Trillion

August 29, 2025
Dennis Hollier
Trump administration hinted a GSE stock sale might resemble its recent Intel deal, potentially seeding a national sovereign wealth fund.
Read More

FHFA Publishes 2025 Stress Test Results of the GSEs

August 29, 2025
Dennis Hollier
Stress tests show that, even under scenarios considerably worse that the 2008 financial crisis, Fannie Mae and Freddie Mac would likely remain profitable and continue to support the mortgage market.
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Rocket-Mr. Cooper Merger Approval Comes With a Rider

August 29, 2025
Dennis Hollier
Regulatory approval of the merged company creates the second-largest GSE seller and by far the largest GSE servicer.
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Consumer Groups Oppose Crypto in GSE Underwriting

August 29, 2025
Dennis Hollier
Critics claim the volatility of cryptocurrency valuations and exposure to fraud would undermine the safety and soundness of Fannie Mae and Freddie Mac.
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Competing Research at VantageScore and FICO

August 29, 2025
Dennis Hollier
Conflicting data from the two credit score giants muddy the waters about which best serves the GSEs and a mortgage industry eager for more competition.
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Condo Associations Push for Leniency in GSE Lending

August 29, 2025
Dennis Hollier
Eligibility requirements put in place by the GSEs in the wake of the 2021 collapse of a condo tower in Florida continue to hobble sales and burden condo associations with high insurance and maintenance costs.
Read More
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