Sign In
Create Account
Sign Out
My Account
Cart
Inside Mortgage Finance
MBS & ABS
The GSEs
The CFPB
Mortgage Trends
FHA/VA Lending
Nonconforming Markets
Data
Subscribe to Data
Home
» Credit Quality Suffers as Loan Sales Plummet in 1Q22
Looking to read the full article? Subscribe today!
Credit Quality Suffers as Loan Sales Plummet in 1Q22
May 20, 2022
Andras Malatinszky
As retail and correspondent loan sales to the agencies fell by 20%, lenders became visibly less discerning about credit quality, with credit scores dropping and DTI/LTV ratios rising. (Includes two data charts.)
News
Inside Mortgage Trends
Channels
Purchase Lending
Refi Lending
Data
Characteristics
Purchase this article for $375.00
Subscribe To The Newsletter
Latest Imf News
Originations Steady in First Quarter, UWM on Top
Rising Costs Prompt Large Losses for Lenders in 2023
Regulators Consider MBS, ABS Issues With Capital Proposal
PIMCO Gets Into Second-Lien Securitization Market
More Imf News
Featured Data
Sales to the GSEs Continued to Decline in First Quarter
Refis With Primary MI in Agency MBS Spike in First Quarter
Some Signs of Credit Loosening in GSE Volume
Share of High-Coupon Loans Continues Growing in 1Q24
More Featured Data
Featured Reports
IMF HMDA Dashboard: 2023
GSE Repurchase Activity: Cumulative to Fourth Quarter 2023 (PDF Format)
2024 Mortgage Market Statistical Annual
Top Mortgage Players: 4Q23 (PDF)
More Latest Reports
Featured Poll
The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?
No. In fact, we’re still downsizing.
Yes, we’re expecting a boom!
Yes, but only a few positions.
No. We’re staffed just right.
View Results