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Refi Lending

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Home » Topics » Inside Mortgage Trends » Refi Lending
  • November 22, 2023
    By Dennis Hollier

    Differences in Mortgage Costs Linked to Location

    Regional differences in mortgage closing costs largely explain the seemingly irrational “failure to refinance” of some borrowers when rates fall.
  • November 22, 2023
    By James Dohnert

    Automated Income Verification Can Help Qualify More Borrowers

    An increase in the number of borrowers with non-traditional income sources has led more lenders to consider automated and AI-based underwriting practices, according to Ocrolus, a tech vendor.
  • October 27, 2023
    By Brandon Ivey

    Underwriting on GSE Deliveries Tightens in 3Q

    Lenders gravitated toward lower loan-to-value ratios and higher credit scores with their deliveries to the GSEs in the third quarter.
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  • October 13, 2023
    By James Dohnert

    Mortgage Fraud Risk Declines in 2023

  • September 29, 2023
    By Brandon Ivey

    California Activity Dwarfs Other States Among Nonbanks

  • August 4, 2023
    By Brandon Ivey

    Mr. Cooper Growing Servicing and Cutting Costs

  • July 7, 2023
    By James Dohnert

    Warehouse Banks: Clients Must Keep Dialogue Going

  • May 26, 2023
    By Brandon Ivey

    Lenders Raise Concerns About FHFA’s Credit Score Plan

  • May 12, 2023
    By Brandon Ivey

    Wells Among Lenders with Higher Denial Rates in 2022

  • May 12, 2023
    By James Dohnert

    Nonbanks Making Push into Home-Equity Lending

  • April 14, 2023
    By Namrata Bhatia

    Private MI Gains Share in Agency Market in 1Q23

  • March 31, 2023
    By Brandon Ivey

    Banks’ Mortgage Sales Elevated Compared With Production

  • March 31, 2023
    By Brandon Ivey

    Grapevine: Timeline for New Credit Scores; Rocket Offers Credit Card

Read More

Products

  • Lender/Servicer Retention of Refinancing Borrowers Low (IMT)

    $55.00
  • Has Profitability Peaked for Mortgage Companies? (IMT)

    $55.00
  • Fintech Lenders Face Risks from Faulty Underwriting Models (IMT)

    $55.00
  • Trends Grapevine: Dec. 4, 2020 (IMT)

    $55.00
More Products

Authors

  • Yemeng Yang
  • John Bancroft
  • Paul Muolo
  • Brandon Ivey
  • George Brooks
  • Namrata Bhatia
More Authors
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