The online marketplace’s new platform for institutional investors to purchase unsecured consumer loans is aimed at increasing liquidity.

Presidential candidate Elizabeth Warren has flagged concerns about the issuer-pays model used by credit rating agencies for securitized products. She said the SEC hasn’t done enough to address the conflicts of interest tied to the model.

The San Francisco-based lender is prepping a $200 million ABS stocked with home-equity lines of credit originated using blockchain technology.