| Inside Mortgage Finance

Margins Dip at FHLBanks in First Quarter

Four of the 11 regional Federal Home Loan Banks saw double-digit declines in net income in the first quarter, even though total assets grew for the period. (Includes three data tables.) Read More

FICO, VantageScore Continue Battle

A new Milliman study finds that FICO 10T is more predictive of default risk across the full range of credit scores. VantageScore said the study is full of “statistical swindles.” Read More

New Takes on GSE Reform Even as Efforts Stalled

Some economists suggest Fannie and Freddie should accept mortgages that include a modest prepayment penalty as a way to keep residential mortgage rates lower. But that would be a political challenge. Read More

Rate Offers Title Insurance Alternative for GSE Refis

The Chicago-based fintech said its new title insurance waiver program could accelerate the mortgage process and potentially save qualified refinance borrowers as much as $2,500 in closing costs. Read More

Freddie Touts Cost Savings for Lenders With its Tools

The GSE said loans originated by lenders using Freddie’s tools are $1,700 less costly than those originated by lenders who don’t. Read More

Freddie Leans Into Servicing Excellence for Multifamily Loans

Freddie’s Optigo network, a select group of approved seller/servicers, will remain the primary servicers on multifamily loans, while the GSE will provide master servicing. Read More

GSEs Seeing Capital Relief from CRT Activity

Milliman researchers calculate that the capital benefit Fannie Mae and Freddie Mac receive for their CRT activity reduces their capital requirement by about 20%. Read More

GSE Roundup

First RPL sale of the year; goodbye Barney Frank; AMI changes for 2026. Read More

Inside The GSEs

May 29, 2026

View Archived Issues

Margins Dip at FHLBanks in First Quarter

FICO, VantageScore Continue Battle

New Takes on GSE Reform Even as Efforts Stalled

Rate Offers Title Insurance Alternative for GSE Refis

Freddie Touts Cost Savings for Lenders With its Tools

Freddie Leans Into Servicing Excellence for Multifamily Loans

GSEs Seeing Capital Relief from CRT Activity

GSE Roundup

Latest Imf News

FHA Share of Insured Refis Up

Mortgage Fraud Risk Declining

Rocket Adopts VantageScore 4.0

Investor Home Purchases Fall to Lowest Share Since 2020

Featured Data

Nonbanks See Rebound in Mortgage-Banking Income

Bank MBS Holdings Rise in 1Q26, Investors Like Ginnie

Refi Share of Originations Nears 50% in First Quarter

GSE Deliveries Increase in April, Credit Box Tightens

Featured Reports

Mortgage Servicing Rights Report: 4Q25 (PDF)

Mortgage Profitability Report 4Q25 (PDF)

Lender Profiles 4Q25: Top 25 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside The GSEs

May 29, 2026

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?