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Inside The GSEs

October 16, 2026

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Deliveries to the GSEs Decline by 10% in Third Quarter

AmeriHome Mortgage, one of just two banks among the top 10 GSE sellers in the third quarter, was also the only top 10 seller with a sequential increase in deliveries. (Includes two data tables.) Read More

GSE Executives Highlight Improvements in Tough Market

Freddie Mac’s Sonu Mittal and Fannie Mae’s Jake Williamson detailed the GSEs’ challenges and successes in a deeply troubled mortgage market. Read More

Variety in Credit Scores Among Three Models

Both VantageScore 4.0 and FICO 10T scores, most of the time, are higher than Classic FICO scores. Roughly 25% of the time, Classic FICO is the highest score. Read More

Fairholme Funds Lawsuit Approaches the Goal Line

The DC Circuit Court rejected FHFA’s request for an en banc rehearing in Fairholme. Now, only a potential Supreme Court appeal stands between shareholders and an $812 million payday. Read More

GSE Officials Cite Slow Adoption With UAD 3.6

GSE executives explained why they extended the implementation timeline for UAD 3.6 and how the new system will benefit lenders. Read More

Fannie Simplifies Some Verification Requirements

Guide updates mean lenders no longer need to use specific methods for verifying the employment of borrowers in most cases. Read More

Freddie Mac Hits Default Reporting Milestone

The transition from electronic default reporting to Resolve is in full swing, with APIs and testing environments now available to servicers. Read More

GSE Roundup

GAO investigation; mystery warning; Optimal Blue integrates with Fannie’s whole-loan pricing platform. Read More

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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