Big Banks Gain Market Share in Second Quarter

Despite a modest increase in volume in the second quarter, large independent mortgage lenders saw their market share fall to its lowest level since the fourth quarter of 2024. (Includes two data tables.) Read More

FHFA to Seek Unexplained Privacy Act Exemptions

FHFA wants to claim exemptions “for certain system of records to ensure the agency can effectively carry out its statutory responsibilities while safeguarding sensitive information.” Read More

Freddie Eases Underwriting of Large Deposits and Gifts

The business assets of a related person are now an eligible source of gifts. However, the donor still cannot be the builder or another interested party. Read More

House Bill Would Codify Conservatorship Reforms

Proposed legislation revives congressional debate about ending the conservatorships. But mortgage industry stakeholders are skeptical about the bills chance of passage. Read More

Should the GSEs Support Home Construction?

Proposed legislation would allow Fannie Mae and Freddie Mac to purchase and securitize residential construction loans, provided those projects meet certain affordability and safety and soundness requirements. Read More

No End in Sight for the Conservatorship

Former Freddie CEO believes recap-and-release will not be completed while President Trump is in office. Read More

UI Paper Says UMBS Would Not Violate Antitrust Laws

In a scenario that Fannie and Freddie exit conservatorship, Urban Institute analysts believe that the courts will allow the uniform MBS to persist, even though it requires coordination between the GSEs that could invite antitrust litigation. Read More

GSE Roundup

Naa Awaa Tagoe lands at Scotiabank; Fannie completes RPL sale; FHLBank Office of Finance names new directors. Read More

GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

Featured Poll

Inside The GSEs

July 10, 2026

View Archived Issues

Big Banks Gain Market Share in Second Quarter

FHFA to Seek Unexplained Privacy Act Exemptions

Freddie Eases Underwriting of Large Deposits and Gifts

House Bill Would Codify Conservatorship Reforms

Should the GSEs Support Home Construction?

No End in Sight for the Conservatorship

UI Paper Says UMBS Would Not Violate Antitrust Laws

GSE Roundup

Latest Imf News

Nonbank Share of Agency Servicing Up Again in 2Q

Originations Increase, Mortgage Income Strays at Regional Banks

Ginnie Lenient With VA Delinquencies as Well

KBRA Joins Morningstar in Rating RTL Securitizations

Featured Data

Ginnie Issuance Soars in 2Q; Purchase Mortgages Strong

Non-Agency MBS Issuance Declines in Second Quarter

MBS/ABS Issuance Rises in 2Q26, But Momentum Stalls

Lenders Put an Emphasis on FHA, VA Loans in 2Q

Featured Reports

2026 Mortgage Market Statistical Annual (PDF)

GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

Guide to Mortgage Lending to First-Time Homebuyers

Mortgage Servicing Rights Report: 1Q26 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside The GSEs

July 10, 2026

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?