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Inside the CFPB

September 15, 2025

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LO Comp Rule Compliance Crucial in Spite of CFPB Pullback

The CFPB’s potential rescission of the LO compensation rule won’t fully exempt mortgage companies from the rule’s requirements, according to an industry attorney. Read More

CFPB Prepares Staff for More Layoffs

The potential staff cuts are tied to the bureau’s reduced funding for fiscal year 2025, which takes effect Oct. 1. Read More

Lender Urges SCOTUS to Hear Disparate-Impact Case

Emigrant Mortgage has asked the high court to weigh in on three questions that divided a lower court. Read More

New York Reproposes State CRA Rule for Nonbanks

The New York Department of Financial Services’ revised proposal doesn’t include any of the substantial changes sought by mortgage industry stakeholders. Read More

FDIC Cuts Disparate-Impact Analysis From Exam Manual

Changes to the examination manual were made to align with an executive order from President Trump. Read More

SPS Loses Bid to Dismiss Lawsuit on Loan Payment Practices

Select Portfolio Servicing allegedly charged borrowers up to $15 in fees to make a mortgage payment online or by phone when its actual cost of processing was less than 50 cents per transaction. Read More

Changes May be Coming to Illinois Mortgage Foreclosures

While the state has traditionally viewed mortgage foreclosures to be subject to a 10-year statute of limitations, mortgage borrowers are challenging that viewpoint. Read More

MBA Seeks Federal Preemption on Data Privacy

The trade group said a federal standard that preempts state data privacy laws would set clearer expectations for the industry. Read More

Other News in Brief

A new law in California aims to simplify mortgage matters following the divorce of borrowers; CFPB officially releases its regulatory agenda; final rule creating quality control standards for automated valuation models to take effect next month; a Kentucky district court stays small business lending rule until Dec. 1. Read More

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