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CFPB Extends Temporary QM ‘Patch’ for GSE loans

The new expiration date will be tied to the mandatory compliance date for the revised general QM rule, or when the GSEs exit conservatorships, whichever comes first. Read More

CFPB Reorganizes Supervision and Enforcement Division

The CFPB has created a new office within the supervision, enforcement and fair lending division to assign cases to the enforcement office. Critics say the change will weaken the bureau’s enforcement power. Read More

Consumer Complaints Hit Another Record in 3Q20

Consumer satisfaction with financial services products continues its downward trajectory, according to a recent analysis by Inside the CFPB.

Senate Democrats Fail to Overturn OCC’s CRA Rule

The Federal Reserve last month issued its own plan to modernize the decades-old anti-redlining law: a metrics-based approach that would separately evaluate retail lending and community development financing. Read More

Ocwen Resolves Final State Suit over Abusive Servicing

Ocwen Financial has agreed to pay $5.2 million to Florida regulators to settle allegations it engaged in abusive servicing practices. A similar case filed by the CFPB against the nonbank is pending. Read More

CFPB Seeks Comments on Access to Consumer Data

The CFPB is asking stakeholders about the possible scope of data that consumers should be allowed to share via authorized third parties, and how much data should be considered “protected” subject to security and privacy concerns. Read More

Sen. Brown Raises Concerns over Improper Foreclosures

With the initial 180-day forbearance plans coming to an end, Sen. Sherrod Brown, D-OH, is urging the CFPB to ensure borrowers are not victims of improper foreclosure practices. Read More

Other News in Brief

Townstone Financial seeks to dismiss redlining lawsuit; CFPB settles with debt collectors and auto lenders; the bureau will hold a virtual town hall to discuss managing and protecting finances during difficult times. Read More

Inside the CFPB

October 26, 2020

View Archived Issues

CFPB Extends Temporary QM ‘Patch’ for GSE loans

CFPB Reorganizes Supervision and Enforcement Division

Consumer Complaints Hit Another Record in 3Q20

Senate Democrats Fail to Overturn OCC’s CRA Rule

Ocwen Resolves Final State Suit over Abusive Servicing

CFPB Seeks Comments on Access to Consumer Data

Sen. Brown Raises Concerns over Improper Foreclosures

Other News in Brief

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside the CFPB

October 26, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?