May 19, 2023

Jumbo Originations Hit Hard by Rising Interest Rates

Rising interest rates and tightening of credit standards from banks caused a slowdown in jumbo lending in the first quarter of 2023. First Republic Bank was the top producer in the sector, followed by Wells Fargo. (Includes data chart.) Read More

Non-QM Lenders on a Hiring Spree

Deephaven Mortgage and Arc Home are looking to add to their operations and sales teams to take advantage of upcoming opportunities in the non-QM space. Read More

Higher-Priced Lending Sees Modest Gains in 2022

Originations of higher-priced mortgages slightly increased last year, with many loans produced by CDFIs and lenders who specialize in mobile and manufactured homes. (Includes two data charts.) Read More

REITs Struggle With Non-QMs in First Quarter

Real estate investment trusts are facing adversity in the non-qualified mortgage space due to high interest rates and low originations. Read More

MFA Earnings Bounce Back in First Quarter

Income spiked at MFA Financial in the first quarter of 2023. Officials attributed the improvement to prudent risk management maneuvers. Read More

Altisource Continues to Ramp Up Originations

The asset management firm turned non-agency loan originator continued to build its direct-to-borrower and wholesale channels in the early months of 2023. Read More

Velocity Stays Profitable Despite Reducing Production

Velocity Financial reduced its production of business purpose loans for the second consecutive quarter but remained profitable in the early months of 2023. Read More

News Briefs

Republic First Bank exits mortgage business; LoanNex’s non-QM marketplace comes to LendingPad; Former Athas Capital CEO to launch non-QM shop; new non-agency MBS; Maxex debuts program for alternative-doc loans. Read More

Inside Nonconforming Markets

View Archived Issues

Jumbo Originations Hit Hard by Rising Interest Rates

Non-QM Lenders on a Hiring Spree

Higher-Priced Lending Sees Modest Gains in 2022

REITs Struggle With Non-QMs in First Quarter

MFA Earnings Bounce Back in First Quarter

Altisource Continues to Ramp Up Originations

Velocity Stays Profitable Despite Reducing Production

News Briefs

Latest Imf News

Agency Jumbo Volume Holds Steady in Third Quarter

Housing Bill With Bipartisan Support Introduced in House

Fannie Mae’s MBS Holdings Increase Again in November

Trump Admin Reorients FSOC to Growth and De-Regulation

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

May 19, 2023

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?