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Inside Mortgage Finance

November 26, 2025

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Lending Slows Across Products in Third Quarter

Lending was down slightly across products in the third quarter. UWM remained the largest conventional-conforming producer and moved into the top spot among originators of government-insured loans. (Includes two data tables.) Read More

Trade Group Blasts Credit Reporting Price Hikes

The Mortgage Bankers Association has called on lawmakers to end tri-merge requirements for loans sold to the government-sponsored enterprises following reports of increased pricing for credit reports. Read More

Subservicing Totals Quietly Head North in Third Quarter

Subservicing volume increased during the third quarter but that could change as lending giant United Wholesale Mortgage is set to bring its servicing in-house. (Includes data table.) Read More

Somewhat Large MSR Sales Expected in 2026

Sales of MSRs in 2026 could match activity seen in 2025, according to projections by industry participants. Read More

Homebuilder Buydowns Driving Up Home Prices

Homebuilders prefer interest rate buydowns over pricing incentives, not only because they’re cheaper, but also because if they lower the price on one home, other buyers will expect the same. Read More

Fraud, Defects Growing Concerns for Refi Market

Incidences of fraud and loan defects are increasing among refinances as production of the loans accelerates. Read More

Federal Subsidy of the FHLBanks May Be a Bargain

The benefits the FHLBank system provides to the financial sector look to outweigh the roughly $6.9 billion federal subsidy they receive via an implicit government guarantee. Read More

Big Banks’ Mortgage Data Potentially Exposed in Cyberattack

Several of the nation’s largest banks were among the banks notified by SitusAMC that their client data may have been improperly accessed. Read More

Trump Administration Reinstates CDFI Fund Staff

The administration had unilaterally moved to severely limit operations at the Community Development Financial Institutions Fund. Read More

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