June 23, 2023

Subtle Shifts in Origination Channels as Wells Retreats

With Wells Fargo exiting the correspondent channel in the first quarter, no single lender filled the bank’s void. Still, the correspondent channel actually gained market share in the conventional-conforming sector. (Includes two data charts.) Read More

Mortgages Held for Sale at Banks Stop Shrinking

The volume of mortgages classified as held for sale at banks and thrifts ticked up in the first quarter, ending a long decline. Loan sales by banks also outpaced originations of mortgages intended for sale. (Includes two data charts.) Read More

Automation Gets Attention in Market Slowdown

Mortgage companies across the spectrum are looking for ways to reduce expenses. Automation and artificial intelligence might be a solution. Read More

Rising Costs Lock Out First-Time Homebuyers

Median monthly home payments have jumped from $2,200 in January 2022 to $3,000 in March 2023, Harvard’s Joint Center for Housing Studies reports. Read More

Repurchase Activity at Banks Level in Early 2023

There was no surge in buyback activity at banks and thrifts in the first quarter. And the depositories aren’t expecting a deluge as reserves for repurchases declined. (Includes data chart.) Read More

Technology Driving Market Share Gains for Nonbanks

Market share among top fintechs has been growing faster than that of top non-fintech nonbanks. Read More

Federal DPA Programs Could Narrow Racial Gap

Downpayment assistance is a “tried and true” way to help those without generational wealth. But state programs tend to run out of funds early in the year. Read More

Grapevine: More Lenders Offering DPA; LO Pay and Satisfaction

CrossCountry, Guild offering downpayment assistance; majority of loan originators living paycheck to paycheck; legislation would limit trigger lead activity; and more. Read More

Inside Mortgage Trends

View Archived Issues

Subtle Shifts in Origination Channels as Wells Retreats

Mortgages Held for Sale at Banks Stop Shrinking

Automation Gets Attention in Market Slowdown

Rising Costs Lock Out First-Time Homebuyers

Repurchase Activity at Banks Level in Early 2023

Technology Driving Market Share Gains for Nonbanks

Federal DPA Programs Could Narrow Racial Gap

Grapevine: More Lenders Offering DPA; LO Pay and Satisfaction

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Featured Reports

GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

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Guide to Mortgage Lending to First-Time Homebuyers

IMF HMDA Dashboard: 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Trends

June 23, 2023

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?