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Volume 7 - Number 1

January 3, 2014

Downloads Available: GNMA Issuer Profile: Production Channel

Downloads Available: GNMA Issuer Profile: Loan Characteristics

GNMA Begins Disclosure of Loan-Level Data

FHA and VA loans backing Ginnie Mae pools in 2013 showed an average mid-range FICO score of 693, lower debt-to-income ratio and an average loan size of $187,268, confirming strict underwriting in both government programs, according to an Inside FHA Lending analysis of Ginnie Mae loan-level disclosures. Issuers securitized $370.4 billion of mortgages with first payment date in 2013 through November. Loan characteristics exclude loans with no information reported.

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