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November 10, 2014

MBA: FHFA Should Consider Alternative GSE Credit Score Models

By Charles Wisniowski

Fannie and Freddie have been exploring the adaptation of alternative credit scores for months, but have yet to take action.

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Poll

With originations expected to drop in 2018, will your shop turn to non-QM/non-prime mortgage products as a way to bolster volumes?

Yes, definitely. We’re planning a launch.

33%

No. It’s still difficult compliance/regulatory-wise.

20%

Maybe. It’s under consideration.

33%

Not now. But things could change as 2018 progresses.

13%