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February 15, 2018

Short Takes: Is Mel Watt Dropping Hints? / A Utility Model for Fannie and Freddie? / Refi Applications on the Rise (Ever So Slightly) / No (Permanent) Ginnie Prez, No FHA Chief / Uber Executive’s Foray Into Mortgages

By Paul Muolo and Brandon Ivey

Joshua Rosner, managing director of Graham Fisher & Co., states: ďThis sounds like the early stages of a utility model..."

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Poll

Do mortgage lenders really need a new credit-scoring model or is the current FICO system adequate?

It’s fine. Stick with what works.

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Time for a change. Borrowers are different today.

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