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December 30, 2016

What We’re Hearing: 10 Mortgage Firms to Keep an Eye on in 2017 – and Why

By Paul Muolo

But if you think that Wells Fargo will pull a “BofA” and quietly downshift its presence in mortgages, think again.

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Who "owns" the mortgage customer that’s brought to a wholesale lender through a loan broker?

The broker. It’s his/her client.


The wholesale/table funder. They’re taking the financial risk.


The broker, but only for the first year. After that, the borrower is fair game.


Hard to answer. It’s a complicated issue.