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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Short Takes: Application Trends / Lumber Costs and Buydowns / Discounted Rates at KeyBank / PennyMac’s Debt Issuance / REIT Merger Finalized

December 6, 2023
Brandon Ivey and Paul Muolo
Refi applications are up on an annual basis while purchase-mortgage demand lags.
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Mixed Outcome in Dispute Between Black Knight, PennyMac

December 5, 2023
Brandon Ivey
An arbitrator issued an interim award of $155.2 million for Black Knight.
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Little Use of Title Insurance Alternative

December 5, 2023
Brandon Ivey
In 2022, Fannie Mae reported that it purchased just 45 of loans with attorney opinion letters.
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Short Takes: Steady Margins / Older Millennials Struggle / Standardization for HFA Forms / Large Donation From MacKenzie Scott

December 5, 2023
Brandon Ivey
PennyMac's margins in the fourth quarter are at levels similar to those seen in the third quarter.
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Short Takes: Improving Outlook for Private MIs / PacWest Merges With Banc of California / Buyback on 1997 Mortgage / A Low for Home Sales

December 1, 2023
Brandon Ivey and John Bancroft
Fitch adjusted its outlook for the mortgage insurance industry from “deteriorating” to “neutral.”
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SEC Final Rule on Conflicts of Interest More Palatable

November 30, 2023
Brandon Ivey
The SEC has finalized a rule prohibiting certain conflicts of interest in the securitization market. Industry participants are largely happy with changes in the final version of the rule.
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FHFA Ups GSE Conforming Loan Limits by 5.6% in 2024

November 30, 2023
Brandon Ivey
The baseline loan limit for one-unit properties will be $766,550 next year. Home prices are projected to continue to rise in 2024 but the rate of growth is open to debate.
Read More

Former Senior FDIC Official Named New Leader of CSBS

November 30, 2023
Brandon Ivey
Brandon Milhorn was most recently the deputy to Travis Hill, vice chair of the Federal Deposit Insurance Corp.
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Short Takes: LO Reality Show / Impact of Higher Rates / Sticker Shock for Home Sales / Affordability Constrained

November 30, 2023
Brandon Ivey
Fairway Independent Mortgage created a “docuseries” following teams of loan originators at the lender.
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Wholesale Market Loses Another Bank: Citizens

November 30, 2023
Brandon Ivey
Wholesale mortgages accounted for nearly 20% of Citizens Bank’s originations this year. The bank joins many others that have fled the sector following 2008.
Read More
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