Digitization will speed up the lending process and can lead to lower interest rates for borrowers, according to Anne Canfield, partner at The Majority Group.

While major rulemakings will pause until a new presidential administration takes over, work will continue on proposed rules, according to regulatory agency leaders.

Although existing home sales rose in October, the housing market is on track for its worst year in over a decade, according to Molly Boesel, principal economist at CoreLogic.

The student loan ABS trusts and two industry trade groups have filed separate petitions asking the Supreme Court to review the case.

Investor interest in bank credit-risk transactions is expected to grow even if the transactions face regulatory challenges.

The agency heads at the FDIC, OCC and Federal Reserve said they don't foresee any major rulemakings moving forward before the next administration takes over.

Bank noncompliance with RESPA remained a top issue for the Fed in 2023.

Rate named two new reverse-mortgage veterans to lead its reverse division.

While the CFPB might not move forward with rulemaking in the coming months, Director Rohit Chopra is expected to push forward with exams and advisory opinions.

In the final weeks before the new Republican administration takes over, the CFPB’s rulemaking process is expected to slow, but enforcement activity could increase, according to industry attorneys.