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Home » Authors » James Dohnert

Articles by James Dohnert

Rising Debt and Rates May Hurt DSCR Performance

November 17, 2023
James Dohnert
Student loan debt and rising interest rates are causing challenges for mortgages underwritten using debt service coverage ratios.
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Altisource Takes Another Loss Amid Review

November 17, 2023
James Dohnert
Altisource Asset Management spilled $13.4 million of red ink in the third quarter, bringing its total losses to $23.9 million since the fourth quarter of 2022.
Read More

Affluent Buyers Turn to All-Cash Offers

November 17, 2023
James Dohnert
Affluent homebuyers are choosing all-cash deals over mortgage financing to avoid the high-interest rate environment.
Read More

News Briefs

November 17, 2023
James Dohnert
CFPB increases threshold to determine whether higher-priced mortgage loans are subject to special appraisal requirements; LoanStream licensed in Alaska; Upstart launches HELOC product; Valley National Bank launches HELOC for LMI borrowers.
Read More

Changes in Home Sale Structure Could Impact Mortgage Market

November 17, 2023
James Dohnert
The housing market can be expected to develop new approaches to the negotiation and payment of buyer agent commissions.
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Short Takes: Debt Concerns for One Lender? / Renting v. Owning / Make Them Buy MBS (Again) / A Non-QM Rebrand

November 13, 2023
Paul Muolo and James Dohnert
According to Invitation Homes, it’s cheaper to lease a home than it is to buy in all of the company’s 16 core markets...
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Jury Verdict in NAR Case Could Impact Broader Mortgage Market

November 10, 2023
James Dohnert
A recent jury decision against NAR, HomeServices of America and Keller Williams Realty may change how real estate agent commissions are structured.
Read More

Owning Leveraging Tech to Offer Lower Rates

November 10, 2023
James Dohnert
Guaranteed Rate-owned Owning says it can offer mortgage rates which are half a percentage point lower than competition by leveraging proprietary technology and specific underwriting criteria.
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Rocket Ramping Up Closed-End Second Securitization

November 10, 2023
James Dohnert
Rocket’s latest MBS of closed-end second-lien loans is anticipated to be sized at $371 million.
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Short Takes: Better Launches Mortgage-As-a-Service Platform / Redfin Says Now’s the Time to Buy / CoreLogic Debuts AR Appraisal Tool / Associated Bank Changes Consumer Lending Strategy

November 10, 2023
James Dohnert

Better and Infosys team on a mortgage-as-a-service product that they say will bring "unprecedented speed" to mortgage originations...


Read More
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