The top three purchase-money lenders in 2021: PennyMac Financial Services, UWM and Wells Fargo...

Most top lenders saw declines in both purchase and refinance lending from the third to the fourth quarter of 2021. Compared to 2020, the purchase share was up. (Includes five data charts.)

JPMorgan Chase, Northern Trust, Bank of America and Commerce Bank also upped their ABS holdings over the last three months of the year.

The GSEs issued “only” $137.8 billion of single-family mortgage securities in February, down 23% from January...

Agency MBS issuance was up again in 2021 but modestly...

Over the course of the full year, bank holdings of auto loan securitizations rose 41%, but consumer ABS remained the industry’s top preference in the ABS market. (Includes two data charts.)

Overall securitization rates declined in 2021 as the historic wave of GSE and government business began giving way to increased non-agency lending. (Includes data chart.)

Mortgage originations with primary MI coverage declined 11.6% from the third to the fourth quarter of 2021. On a year-to-date basis, FHA did better than VA and the private MIs. (Includes three data charts.)

New private MI business tumbled 13.0%, while government MI endorsements fell 10.5%.

Banks and thrifts generated $51.76 billion in interest income from MBS investment last year.