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Home » Authors » John Bancroft

John Bancroft

jbancroft@imfpubs.com
@jbancroftimf
Articles

ARTICLES

Fannie/Freddie Business Volume Down Sharply in 2Q17. Refis Lag, Purchase Loans Strong

July 6, 2017
John Bancroft
The GSEs securitized $111.31 billion of purchase loans in the second quarter, a 21.5 percent jump from the first quarter.
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Fitch Edged Out DBRS (Barely) in Rating Non-Agency MBS in 1Q17

June 30, 2017
John Bancroft
Fitch was on top, although both companies had equal shares at 36.5 percent…
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Purchase Market Starts to Percolate, as First-Timers Pull Their Weight

June 30, 2017
John Bancroft
Purchase-mortgage volume has been gaining speed since bottoming out in February…
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The Tally: 54 Nonbanks in the Top 100; Little Change in Mortgage ‘Demographics’ for 1Q17

June 29, 2017
John Bancroft
Banks, thrifts and credit unions accounted for 50.5 percent of first-lien mortgage production by the top 100 lenders in the first quarter, according to survey figures compiled by Inside Mortgage Finance…
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On the Senate Banking Committee a Consensus for GSE Reform: An Explicit MBS Guaranty is Needed

June 29, 2017
John Bancroft
Committee Chairman Mike Crapo, R-ID, listed maintaining the TBA market and the 30-year fixed-rate mortgage among his important principles for reform…
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Securitization Rates Started Strong in 1Q17, but…

June 23, 2017
John Bancroft
The lag effect was particularly noticeable in the conventional-conforming market…
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Home Equity Softened in 1Q17, but Growth Prospects Looking Up

June 21, 2017
John Bancroft
Bank of America continued to dominate second lien lending with $4.05 billion of originations during the first quarter of 2017…
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Banks and Thrifts Continue to Backpedal From Mortgage Servicing

June 20, 2017
John Bancroft
Not all depositories are retreating from the MSR market. The credit union industry reported a combined $197.6 billion in mortgage servicing for others at March 31, up 1.5 percent…
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FHFA to Seek Authority to Examine Nonbank GSE Servicers

June 19, 2017
John Bancroft
Counterparty risk appears to be on the mind of the FHFA…
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A 15.1 Percent Jump in GSE Loan Buybacks for 1Q17, But Overall…

June 19, 2017
John Bancroft
There will likely be more buyback demands on the 2015 book of business in the future, but the total may not ever get to even 0.1 percent of issuance.
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View All Articles by John Bancroft

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