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Home » Authors » John Bancroft

John Bancroft

jbancroft@imfpubs.com
@https://twitter.com/jbancroftimf
Articles

ARTICLES

Are GSE Loan Sellers Finally Easing up on Credit Standards?

February 13, 2017
John Bancroft
In the purchase market, GSE sellers appeared to reach to qualify more borrowers…
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Mortgage Securitization Rate Near Record-Low in 2016

February 9, 2017
John Bancroft
Blame the whole loan-hungry megabanks for the low mortgage securitization rate?
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Government-Insured Originations Hit All-Time High in 2016, but Fell Off in 4Q16

February 9, 2017
John Bancroft
It doesn’t get any better than this: Ginnie Mae production hit a record $545 billion in 2016…
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Agency MBS Issuance Tumbles by Almost 16 Percent in January

February 3, 2017
John Bancroft
Fannie Mae saw the biggest drop in refi volume, a 30.2 percent decline from December…
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Depositories Experienced a Sharp Drop in Mortgage Banking Income in 4Q16

February 1, 2017
John Bancroft
In many cases, the fourth quarter drop was due to poor performance on servicing hedges.
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No Sign of Slowing Down: Nonbank Share of Top 50 Servicers Keeps Growing

February 1, 2017
John Bancroft
A fun fact for nonbanks: Depository institutions among the top 50 servicers reduced their holdings by 1.2 percent during the same period.
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Nonbank GSE Servicing Growth for 2016: A Whopping 18.5 Percent

January 31, 2017
John Bancroft
The largest Fannie/Freddie servicers are still Wells Fargo, JPMorgan and Bank of America, but all three continue to shrink their exposure to GSE product...
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Bulk MSR Transfers up Sharply in Late 2016; Co-Issuance Sector Cooled

January 30, 2017
John Bancroft
Bulk transfers of Freddie Mac MSRs also increased dramatically in 4Q16, more than doubling to $17.52 billion…
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CMBS Issuance Fell in 2016, but Fannie and Freddie Were Rock Stars

January 27, 2017
John Bancroft
Fun fact: Fannie, Freddie and Ginnie accounted for 95.6 percent of multifamily mortgages securitized in 2016…
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The Final Origination Tally for 2016: $2 Trillion-Plus; Second Best Year of the Decade

January 26, 2017
John Bancroft
To be sure, individual lenders were all over the map in their reported production trends. A handful of top producers reported significant increases from the third quarter, including loanDepot, which was up 13.4 percent…
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View All Articles by John Bancroft

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