MBS issuance rebounded in December, with Fannie/Freddie production rising 17.7 percent. In other words, had TRID not caused a December bump in GSE business, January could have looked better than it did.

In the fourth quarter, 20.3 percent of refi loans sold to the GSEs were in the low-score category, the highest level for the year.

Ginnie Mae even posted a 5.6 percent increase in refinance loan securitizations...

Colonial National Mortgage was a beta site for the IDR and Allen Maulsby, executive vice president of the bank, said the IDR process is very “legalistic…”

But there is this caveat: the steady growth of the top 50 servicers is in bold contrast to the industry’s top tier. Wells Fargo, Chase and Bank of America all reported shrinkage in their servicing businesses in 2015.

However, the VA market grew more than the FHA market last year, up 13.5 percent from the end of 2014…

All three agencies posted big increases in multifamily MBS issuance last year, with Freddie (up 65.4 percent) and Fannie (up 36.4 percent) leading the way…

What's going on with the megabanks? The origination market continued to de-consolidate and tilt toward nonbank lenders...

Not only has BofA reduced its presence in the FHA market, but it keeps dumping its Ginnie Mae servicing rights...

Loan brokers were slightly more purchase-focused than retail lenders...