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Home » Authors » John Bancroft

Articles by John Bancroft

The Final Tally: 2015 the Strongest Year for Purchase Lending Since the Crash

March 2, 2016
John Bancroft
But the news wasn't all good: After peaking at $280 billion in the third quarter of 2015 – an eight-year high – purchase-mortgage originations tumbled 25 percent in 4Q...
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A Significant Number of Mortgages Backing Agency MBS are Near the ‘Refi Zone’

February 26, 2016
John Bancroft
If refinancings accelerate, Wells Fargo will need to step up production to protect its massive servicing portfolio...
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In Terms of Production Declines, Retail Suffered the Least in 4Q15

February 25, 2016
John Bancroft
In the wholesale/broker channel, United Wholesale was the volume leader for the year…
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FHA Leads the MI Market but PMI Tops in Purchase Volume

February 24, 2016
John Bancroft
Private MIs finished third in agency refinance loans, partly because the Fannie/Freddie program for refinancing underwater borrowers continued to slow down.
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Banks and Thrifts Continue Their Love Affair With MBS

February 22, 2016
John Bancroft
As banks cede market share to nondepositories, an odd thing is happening: banks and thrifts are hiking their investment in MBS.
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Private Mortgage Insurers Regained Some Market Share in 4Q, But…

February 19, 2016
John Bancroft
Among the MI standouts: Arch Mortgage Insurance, which had a hefty 108.9 percent increase in traditional flow business...
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The GSEs' HARP Program: Going, Going, Just About Gone?

February 17, 2016
John Bancroft
What might replace the GSEs' HARP program? Maybe nothing...
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Jumbo-Only MBS Issued by Fannie and Freddie Up 90 Percent in 2015

February 12, 2016
John Bancroft
The jumbo MBS business may be struggling but not "GSE jumbos," according new figures from IM&A...
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In 4Q15, Jumbo Market Held Up Better Than GSE and FHA Lending

February 11, 2016
John Bancroft
Bernie Sanders' worst nightmare: not much of a slowdown in the rich taking out jumbo loans...
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The Final Tally on Mortgage Income at Banks: 4Q Not-so-Good; Full Year Better

February 10, 2016
John Bancroft
Most of the decline came among the largest banks, with many regionals turning in stronger results in the fourth quarter…
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