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Home » Authors » John Bancroft

Articles by John Bancroft

Retail Market Share Hits a Two-Year High

August 25, 2016
John Bancroft
The wholesale-broker market held its ground, maintaining a 10.0 percent share of new originations, Inside Mortgage Finance found.
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The Final Tally: Nonbanks Battered by MSR Accounting in 2Q16

August 23, 2016
John Bancroft
Nine nonbanks reported a combined net loss of $339.5 million on mortgage-banking activity for 2Q16, but that was actually an improvement...
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Fannie Reclaims (Some of the) Share it Lost in First-Time Homebuyer Market

August 22, 2016
John Bancroft
By itself, the FHA insured 37.1 percent of first-timer business in the first half of 2016…
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Call Reports Show Modest Increase in Mortgage-Banking Income for 2Q16

August 22, 2016
John Bancroft
The call-report data pose an interesting, and contrary, view of the banking industry’s mortgage-banking activity during the second quarter…
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The Love Affair Continues: Bank Holdings of MBS Hit a New High in June. GSE Paper Leads the Way

August 19, 2016
John Bancroft
Depositories also added to their Ginnie Mae pass-through investments, but by only 0.7 percent…
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All Production Cylinders Firing in 2Q16 but Conventional Lending Increased the Most

August 18, 2016
John Bancroft
Some 61.0 percent of loans securitized by Ginnie Mae in the first half of 2016 were purchase mortgages, compared to 46.2 percent for Fannie Mae and Freddie Mac…
Read More

Short Takes: Freedom, Now the Big Kahuna of FHA & VA / Quite an FHA Decline for BofA / Job Cuts at Ditech / Bad Timing / A New Subprime MBS?

August 18, 2016
John Bancroft and Paul Muolo
Will the last megabank left in the FHA market please turn off the light...
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FHA Endorsements Increase on Purchase Activity in Second Quarter

August 15, 2016
John Bancroft
The FHA endorsed a total of $61.54 billion of forward mortgages during the second quarter, according to a new Inside FHA/VA Lending analysis and ranking.
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Fannie Could Issue More than $20.0 Billion in MBS Backed by Modified Mortgages

August 15, 2016
John Bancroft
Fannie Mae recently released performance data covering some $70.0 billion of outstanding modified loans as well as $60.0 billion of modified loans that have either re-defaulted or paid down.
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The Mandate Continues: GSE Mortgage Portfolios Down to $637 Billion

August 11, 2016
John Bancroft
The GSEs have reduced their holdings of subprime MBS to just $17.5 billion.
Read More
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