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Home » Authors » John Bancroft

Articles by John Bancroft

Fitch the 2016 Rating Service King in Both Non-Agency MBS and Non-Mortgage ABS

March 24, 2017
John Bancroft
S&P finished a close second with a 53.6 percent market share.
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Home-Equity Lending Up in 2016, but HEL Debt Sinks to 13-Year Low

March 23, 2017
John Bancroft
At the end of 2016, the supply of outstanding home-equity loans fell to $595.4 billion from $607.9 billion the year prior…
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Wholesale-Broker Channel Saw Big Gains in Agency Market Last Year

March 20, 2017
John Bancroft
Mortgage brokers earned their biggest market share in the Ginnie Mae sector…
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Supply of MBS Outstanding Continued Growing in Late 2016

March 17, 2017
John Bancroft
Thanks to strong growth in the agency market, the supply of single-family MBS outstanding continued to grow over the final three months of 2016, a new Inside MBS & ABS analysis reveals.
Read More

Agency Servicing Growing, Commercial Banks Continue Pullback

March 16, 2017
John Bancroft
The volume of home mortgages outstanding continued to grow during the final three months of 2016, no thanks to the commercial banking industry.
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Correspondent Channel Lost Some Share of Gov’t Market in 2016

March 15, 2017
John Bancroft
The banking industry continued to backpedal away from the business of servicing home mortgages for other investors during 2016, according to an exclusive new Inside Mortgage Trends analysis of call-report data....
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Large Gains in Correspondent Lending for Conventional-Conforming and Jumbo Sectors

March 14, 2017
John Bancroft
Correspondent production of conventional-conforming mortgages increased by 51.9 percent from 2015 to 2016.
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Volume of Mortgages Serviced by Banks for Others Declines in 2016, Driven by Big Banks

March 13, 2017
John Bancroft
Virtually all the shrinkage in 2016 took place among the four megabanks with over $1 trillion in assets: Wells Fargo, JPMorgan Chase, Bank of America and Citibank.
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Bank ABS Portfolios Continued to Shrink in 2016…

March 9, 2017
John Bancroft
Commercial banks and thrifts reported a combined $123.8 billion of ABS on their balance sheets at the end of last year, a 3.7 percent drop from the third quarter…
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Agencies Nipped More Jumbo Share in 2016

March 8, 2017
John Bancroft
The agency share of total jumbo production reached its highest level in 2009 and 2010, immediately after “emergency” high-cost loan limits were put in place…
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