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Home » Authors » John Bancroft

Articles by John Bancroft

FHFA Releases Annual GSE ‘Scorecard,’ Cites ‘Significant Progress’ on Meeting Conservatorship Goals

March 30, 2017
John Bancroft
The GSEs have developed proposals to more closely align their mortgage insurance master policies with their reps-and-warranties policies, which will be reviewed by the FHFA this year.
Read More

Retail Channel Dominated Agency Lending in 2016

March 28, 2017
John Bancroft
Mortgage brokers accounted for 12.9 percent of agency production.
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The Final Tally on Publicly Traded Nonbanks: A $156.1 Million Loss for 2016

March 28, 2017
John Bancroft
However, this group of nonbank lender/servicers is hardly homogenous…
Read More

GSE Buybacks Fell to Record Low in Fourth Quarter, 2016

March 27, 2017
John Bancroft
During the fourth quarter of 2016, lenders repurchased just $207.31 million of home loans, a 37.0 percent decline from the third quarter.
Read More

Fitch the 2016 Rating Service King in Both Non-Agency MBS and Non-Mortgage ABS

March 24, 2017
John Bancroft
S&P finished a close second with a 53.6 percent market share.
Read More

Home-Equity Lending Up in 2016, but HEL Debt Sinks to 13-Year Low

March 23, 2017
John Bancroft
At the end of 2016, the supply of outstanding home-equity loans fell to $595.4 billion from $607.9 billion the year prior…
Read More

Wholesale-Broker Channel Saw Big Gains in Agency Market Last Year

March 20, 2017
John Bancroft
Mortgage brokers earned their biggest market share in the Ginnie Mae sector…
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Supply of MBS Outstanding Continued Growing in Late 2016

March 17, 2017
John Bancroft
Thanks to strong growth in the agency market, the supply of single-family MBS outstanding continued to grow over the final three months of 2016, a new Inside MBS & ABS analysis reveals.
Read More

Agency Servicing Growing, Commercial Banks Continue Pullback

March 16, 2017
John Bancroft
The volume of home mortgages outstanding continued to grow during the final three months of 2016, no thanks to the commercial banking industry.
Read More

Correspondent Channel Lost Some Share of Gov’t Market in 2016

March 15, 2017
John Bancroft
The banking industry continued to backpedal away from the business of servicing home mortgages for other investors during 2016, according to an exclusive new Inside Mortgage Trends analysis of call-report data....
Read More
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