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Home » Authors » John Bancroft

Articles by John Bancroft

Securitization of Private MI Loans Declined in 4Q16; Full-Year Numbers Look Good

January 12, 2017
John Bancroft
The GSE figures suggest that private MIs saw a measurable drop in new insurance written in the final three months of 2016, but ended the year with a significant increase in volume compared to 2015.
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The Final Tally: Non-Agency MBS Production Tumbled Sharply in 2016

January 12, 2017
John Bancroft
Oddly enough, the nonprime space showed some signs of life last year and hopes are high for 2017 as well…
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The Final Tally: Ginnie Mae MBS Issuance Hit a Record High in 2016; VA Soared

January 9, 2017
John Bancroft
FHA collateral still accounted for over half of Ginnie issuance, but the 2016 total was up a more subdued 8.2 percent from the previous year…
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Heavy Agency MBS Production Lifted Asset Securitization to 3-Year High in 2016

January 6, 2017
John Bancroft
In 2016, the non-agency MBS market was a dud…
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Final GSE MBS Tally for 4Q16: Just Shy of $300 Billion; Best Quarter Since 2Q13

January 5, 2017
John Bancroft
Fannie Mae’s MBS issuance in 2016 was up 23.3 percent from the previous year…
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When it Comes to Jumbo Lending, Retail Channel Dominates, By Far

December 29, 2016
John Bancroft
Wells Fargo, for example, reported that 90.7 percent of its third-quarter jumbo originations came through the retail channel…
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Both Sides of Mortgage Banking Posted Significant Profit Gains in 3Q16

December 28, 2016
John Bancroft
JPMorgan Chase was the only firm that saw a decline in production-related revenue during the third quarter…
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Is it the End of an Era for GSE Loan Buybacks?

December 27, 2016
John Bancroft
Excluding legacy-related buybacks, total GSE seller repurchases would have been down 9.9 percent…
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Fitch Ranked Tops in Rating Non-Mortgage ABS During First Nine Months of 2016

December 22, 2016
John Bancroft
Fitch had a 55.3 percent share of the ABS ratings market through September...
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Securitization Rates Jumped Higher in 3Q16

December 19, 2016
John Bancroft
For the first nine months of 2016, the securitization rate was 67.7 percent, Inside MBS & ABS found…
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