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Home » Authors » John Bancroft

Articles by John Bancroft

Correspondent Share of FHA Loans Nears the 49 Percent Mark

November 14, 2017
John Bancroft
Correspondent programs are most dominant in the FHA market, perhaps reflecting a preference among large producers to have recourse…
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Surprise: CMBS Has its Best Issuance Quarter Since 2Q08

November 10, 2017
John Bancroft
Fannie, Freddie and Ginnie continued to dominate multifamily activity…
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Private MIs Gained Ground in 3Q17, but VA Shined the Most

November 9, 2017
John Bancroft
Arch MI remained the top private insurer in the third quarter and year-to-date, although its competitors gained some ground…
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Retail Still the Largest Source of Agency Loans

November 7, 2017
John Bancroft
Correspondents generated 38.8 percent of the market and posted the highest purchase-mortgage concentration, 77.8 percent.
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A Spike in Freddie MBS Issuance Helped Steady Volumes for October

November 3, 2017
John Bancroft
But while Fannie production slumped 11.5 percent, Freddie saw a robust 23.9 percent jump in new issuance in October…
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Mortgage Banking Profits Declined Slightly for Banks in 3Q17

November 3, 2017
John Bancroft
Meanwhile, the indicators point to a drop in production volume for the fourth quarter…
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Minor Retreat for Top Tier Mortgage Servicers in 3Q17, Nonbanks Continue March Forward

November 2, 2017
John Bancroft
The only top-five servicer to report an increase in volume was Nationstar Mortgage...
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FHA/VA Delinquencies Continue Climbing in 3Q17 While Servicing Grows

October 30, 2017
John Bancroft
Some 6.03 percent of FHA loans were 30-to-60 days past due as of the end of the third quarter, up from 4.51 percent in June.
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Fannie, Freddie Credit-Risk Transfer Deals Slowed in Third Quarter

October 27, 2017
John Bancroft
CRT deals may be popular with legislators since they “de-risk” Fannie and Freddie, but over the long haul the transactions reduce profits for the GSEs, or so critics have charged…
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Originations Continued to Exceed Expectations in 3Q17. The Final Tally: $495 Billion

October 25, 2017
John Bancroft
Among the standouts in terms of lending growth were Freedom Mortgage, Caliber Home Loans, United Wholesale, and Home Point Financial, Inside Mortgage Finance found…
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