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Home » Authors » John Bancroft

Articles by John Bancroft

Bank ABS Holdings Drift Lower Again in 2Q17

August 25, 2017
John Bancroft
All asset classes in the ABS market saw reduced bank interest in the second quarter…
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Mortgage Brokers Post Big Gains in 2Q17

August 24, 2017
John Bancroft
Mortgage brokers saw their market share top 11.0 percent in the second quarter, the highest reading in quite some time, Inside Mortgage Finance found…
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Bank Investment in MBS Sets a New Record: $1.799 Trillion

August 21, 2017
John Bancroft
Total bank investment in residential MBS rose by $36.28 billion during the second quarter…
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Those Incredibly Shrinking GSE MBS Portfolios – a 5.3 Percent Decline in 2Q17

August 18, 2017
John Bancroft
Today, Fannie and Freddie hold $13.50 billion of subprime and Alt A MBS. At the end of 2005, they had a staggering $258.67 billion in such assets.
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Government-Insured Mortgages the Biggest Gainer in 2Q17

August 17, 2017
John Bancroft
Roughly 71.0 percent of second-quarter primary-market originations of first-lien mortgages were purchase loans, the highest reading in years…
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2Q17 a Rocky Road for (Certain) Publicly Traded Nonbanks

August 15, 2017
John Bancroft
Most of the companies are in decent shape, but the group is weighed down by two big albatrosses – Ocwen Financial and Walter Investment…
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GSE Lenders Reach for Refi Business in 2Q17 by Loosening the Credit Box

August 14, 2017
John Bancroft
The pronounced shift from refinance to purchase lending made for major changes in overall risk distribution during the second quarter.
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Freddie Mac Picks up the Pace in CRTs During 2Q17

August 14, 2017
John Bancroft
Freddie Mac issued $2.11 billion of new Structured Agency Credit Risk notes, an impressive increase of 35.6 percent…
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Private MI Industry on a Roll: Market Share Surging, Profits Still Climbing

August 10, 2017
John Bancroft
During the second quarter, VA endorsements of streamlined refi loans fell a whopping 52.9 percent…
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Mortgage REITs Boost MBS Investments During 2Q17, Show Healthy Appetite for Risk-Transfer Deals

August 10, 2017
John Bancroft
Annaly Capital Management remained the largest MBS investor in the group, accounting for 32.2 percent of the market…
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