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Home » Authors » John Bancroft

Articles by John Bancroft

New Leader in GNMA MBS Servicing, Delinquencies Up

January 24, 2020
John Bancroft
Lakeview Loan Servicing capped a years-long ascent up the ranking of Ginnie Mae servicers thanks largely to bulk MSR purchases and acquisitions through co-issuance arrangements. (Includes four data charts.)
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Pop the Champagne: A New Record for CMBS Issuance

January 24, 2020
John Bancroft

The office market, which accounted for 26.2% of nonagency CMBS collateral last year, posted a 44.7% increase from 2018.


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Agencies Push Commercial MBS to Record Year in 2019

January 23, 2020
John Bancroft
While Fannie, Freddie and Ginnie continued to dominate the business of securitizing income-property mortgages, issuance of non-agency CMBS gained ground in 2019 thanks to significant increases in office, industrial and multifamily transactions.
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Mortgage Originations Hit Post-Crisis High in 2019

January 23, 2020
John Bancroft
Lenders generated a hefty $2.375 trillion of first-lien home loans last year, the strongest the market’s been since 2006. Volume was up 8% from the third to the fourth quarter, but not all lenders took advantage of the refi wave. (Includes two data charts.)
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The Final Origination Tally for 2019: $2.4 Trillion, the Best Showing Since 2006

January 23, 2020
John Bancroft

Fun fact: More VA loans were funded in the 4Q19 than FHA-backed mortgages, a rarity.


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Slip Sliding Away: Megabanks’ Share of the GSE Servicing Pie

January 22, 2020
John Bancroft

Then again, not all banks are pulling back from agency servicing…


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Nonbank Market Share Sets New High in Agency Business

January 21, 2020
John Bancroft

Only two banks ranked among the top agency sellers last year: Wells Fargo and JPMorgan Chase.


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Nonbank Share in Agency Market Reaches New High

January 17, 2020
John Bancroft
Only two banks ranked among the top 10 agency sellers in 2019, while six of their nonbank peers posted significant increases from the third to the fourth quarter. (Includes two data charts.)
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California Tops in Agency Purchase Loans in 2019

January 17, 2020
John Bancroft
The Golden State had the largest volume of purchase loans sold to Fannie, Freddie and Ginnie, but it lagged other states in growth rates. (Includes two data charts.)
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Nonbanks Continue to Grow Share of GSE Servicing in 4Q19

January 17, 2020
John Bancroft
Most of the decline in bank GSE servicing was recorded at Wells Fargo, Chase and Bank of America. Big nonbank gainers included NewRez, Quick-en, Matrix Financial and PennyMac. (Includes two data charts.)
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