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Home » Authors » John Bancroft

Articles by John Bancroft

Banks Continue Retreat from Non-Mortgage ABS

December 4, 2019
John Bancroft

Bank ABS holdings drifted lower in every sector except one: the nebulous “other” category.


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For Depositories, Mortgage Banking Income Rebounds in Third Quarter

December 3, 2019
John Bancroft

The top two banks in mortgage banking – Wells Fargo and JPMorgan Chase – reported sharply different results in the third quarter.


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Correspondent Platforms Register the Biggest Gains in 3Q19

December 3, 2019
John Bancroft

Table-funding increased by 16.7% from the second quarter, hitting an estimated $98 billion in the most recent period. That’s a healthy increase and represented the strongest quarter for broker production since early 2008…


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Third Quarter Brings a Decline in GSE Loan Buybacks

December 2, 2019
John Bancroft

Freddie repurchase activity has consistently exceeded Fannie levels since 2016…


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GSE Loan Defects Remain Nominal in Third Quarter

November 27, 2019
John Bancroft
About 87% of buyback activity in the third quarter was related to loans sold to Fannie and Freddie in 2018 and the first half of 2019. (Includes data chart.)
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Seller Buybacks of GSE Loans Decline in 3Q19

November 27, 2019
John Bancroft
Freddie repurchase activity continued to be disproportionately high in the third quarter, though GSE buybacks and the pipeline of unresolved cases fell slightly. (Includes two data charts.)
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Banks' Mortgage Banking Income Rebounds in 3Q19

November 27, 2019
John Bancroft
JPMorgan Chase and Wells Fargo, which account for over 40% of the industry mortgage banking income, reported sharply different results in their third quarter call reports. (Includes data chart.)
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Banks Continue Retreat From Non-Mortgage ABS

November 27, 2019
John Bancroft
TD Bank, State Street, Northern Trust and several other banks bucked the trend and increased their ABS investment during the third quarter. But the industry's total holdings fell 1.5% from June. (Includes two data charts.)
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Correspondent Platforms, Retail Gain Share in 3Q19

November 27, 2019
John Bancroft
Wholesale-broker volume in the third quarter hit its highest level since early 2008 but lost market share with a relatively modest 16.7% increase from the previous period. (Includes six data charts.)
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An Impressive YoY Gain in MBS for Commercial Banks

November 27, 2019
John Bancroft

At Sept. 30, banks held another $38.07 billion of MBS in trading accounts…


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