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Home » Authors » John Bancroft

Articles by John Bancroft

Nonbank Share of GSE MBS Issuance Up Sharply Last Year

February 3, 2020
John Bancroft

Nonbanks took huge strides in GSE servicing as well: Their combined portfolio rose 10.4% from 2018 to $2.009 trillion…


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Nonbank Share of GSE MBS Business Up Sharply in 2019

January 31, 2020
John Bancroft
Independent mortgage bankers became the largest source of new single-family loans for Fannie and Freddie MBS in 2019, while significantly expanding their share of the GSE servicing market. (Includes data chart.)
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MSR Transfers Up in 4Q19 As Older Transactions Close

January 31, 2020
John Bancroft
NewRez, Lakeview and Mr. Cooper ranked as the top bulk buyers of agency servicing in 2019. Coissuance volume was flat in the fourth quarter despite a rise in overall agency securitization. (Includes three data charts.)
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Banks Report Softer 4Q19 Mortgage Banking Income

January 31, 2020
John Bancroft
Wells Fargo and Chase continue to dominate the industry, accounting for over half the combined mortgage banking income for 21 top banks. Group in-come was down in the fourth quarter, but a strong second half lifted annual earnings over 2018 levels. (Includes data chart.)
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GSE Credit-Risk Transfers Finish 2019 With Flourish

January 30, 2020
John Bancroft
Fannie's massive CAS deal backed by seasoned HARP loans drove credit-risk note offerings to a record $4.54 billion in the fourth quarter of 2019. (Includes data chart.)
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CLO Issuance Up in 4Q19 But Not Enough to Catch 2018

January 30, 2020
John Bancroft
The drop in total CLO production last year resulted from a decline in refi transactions. Issuance of new deals was up 15% from 2018 to 2019. (Includes data chart.)
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Nonbanks Make Servicing More Top-Heavy in 2019

January 30, 2020
John Bancroft
Big gains by Mr. Cooper and NewRez boosted the combined portfolio of the top five servicers, offsetting further declines at Wells Fargo, Chase and Bank of America. (Includes two data charts.)
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Wells, Chase Retreat Further in Agency MBS Servicing

January 30, 2020
John Bancroft
Nonbanks are on pace to surpass depository institutions as the largest class of agency servicers sometime early this year. (Includes two data charts.)
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The Top 50 Servicers Now Evenly Split Between Banks and NBs

January 30, 2020
John Bancroft

Not a good sign: The three banks in the top five shed a combined $38.1 billion during the final three months of the year…


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Nonbank Lakeview Dethrones Wells Fargo as the Top Ginnie Mae Servicer

January 27, 2020
John Bancroft

Lakeview booked $7.85 billion in bulk Ginnie MSR transfers during the fourth quarter. The biggest chunk, $3.40 billion, came from United Shore Financial Services, the parent of United Wholesale Mortgage, the nation’s fifth largest home lender.


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