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Home » Authors » John Bancroft

Articles by John Bancroft

Pandemic Weighs Heaviest on Non-Agency MBS/ABS

March 26, 2020
John Bancroft
The agency MBS will likely see a 10% increase in new issuance when the March data come in, but non-agency MBS, ABS and CMBS production has dried up over the past three weeks.
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DBRS Tops in 2019 RMBS Ratings, S&P First in ABS

March 26, 2020
John Bancroft
DBRS and Fitch grew their RMBS market share in the fourth quarter as total issuance surged. S&P held on as the top ABS rating service in a slow year. (Includes two data charts.)
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Coronavirus Throws Doubt Over Huge Swath of Market

March 26, 2020
John Bancroft
Some 60% of last year's agency single-family business came from markets that are now under shelter-in-places mandated by state governors. (Includes data chart.)
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Nonbanks Gain Ground in 4Q19 Originations Market

March 26, 2020
John Bancroft
Some 59 nonbanks accounted for 60.6% of mortgage production by the top 100 lenders in the fourth quarter as their combined output rose 9.5% from the previous period. (Includes two data charts.)
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Shelter-in-Place States Account for a Huge Chunk of the Mortgage Market

March 26, 2020
John Bancroft

Those 21 states accounted for $919.3 billion of single-family business funneled through Fannie Mae, Freddie Mac and Ginnie Mae into mortgage-backed securities issued in 2019.


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Retail Channel Gains Some Ground in FHA/VA Market

March 20, 2020
John Bancroft
The rapid rise in refinance lending in the second half of 2019 boosted consumer-direct activity for FHA/VA lenders, though the correspondent channel remained the largest source of new business. (Includes data chart.)
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Who Owns More MBS Than Anyone Else? Answer: Commercial Banks

March 20, 2020
John Bancroft

At yearend, commercial banks owned more MBS than any other investor cohort at $1.793 trillion. The Fed was second, but that's going to change...


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Mutuals, Overseas Investors Key MBS Buyers in 4Q19

March 19, 2020
John Bancroft
The Federal Reserve's revived MBS purchase program will likely absorb half of new monthly issuance, crowding out other investors that have carried the market for the past two years. (Includes two data charts.)
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Home Mortgage Debt Tops $11 Trillion, Again, in 4Q19

March 19, 2020
John Bancroft
Single-family mortgage servicing was a healthy, growing market with a variety of business strategies in 4Q19. It may be morphing into something much different during the coronavirus crisis.(Includes two data charts.)
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GSE MBS Ebbs in February. The Calm Before the Storm?

March 16, 2020
John Bancroft

While both GSEs saw declining business in February, Freddie took the brunt of the downturn.


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