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Home » Authors » Namrata Bhatia

Articles by Namrata Bhatia

For Banks and Thrifts, a Downward Path for Mortgage Earnings

March 6, 2023
Namrata Bhatia
JPMorgan Chase made a sharp reversal into the black...
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Banks’ and Thrifts’ Mortgage Earnings Continue to Shrink

March 3, 2023
Namrata Bhatia
Earnings generated by banks and thrifts through mortgage-banking activities fell again in the fourth quarter. Chase was among a handful of larger players to buck the trend, based on an analysis of call reports. (Includes data chart.)
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Industry Seeks Permanent VA Partial Claim Program

January 27, 2023
Namrata Bhatia
Trade groups recommended VA establish a permanent partial claim program that allows servicers to combine a partial claim with a loan modification for borrowers that need to reduce their monthly payments.
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FHA Issues Draft Policy on Appraisal Reviews Requests

January 13, 2023
Namrata Bhatia
The proposal outlines the process and documentation requirements related to a borrower’s request for a review of their appraisal results.
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UWM Expands Rate-Buydown Options

January 10, 2023
Namrata Bhatia
The Michigan mortgage giant is one of several major lenders gambling that the opportunity to lower rates will attract more homebuyers.
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When in Doubt, Hold 'Em (First-Liens)

December 30, 2022
Namrata Bhatia
Wells Fargo, the bank with the largest first-lien portfolio, is still under growth constraints placed on it by the Fed...
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NYDFS Changes Subprime Measurement Tool

December 30, 2022
Namrata Bhatia
The DFS said Freddie’s decision “disrupted the ability” of lenders to assess whether a loan is subprime...
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Jumbo Originations Were Not Spared in 3Q, All Channels Suffered

December 29, 2022
Namrata Bhatia
Jumbo lending through brokers plunged 52.0%...
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Short Takes: More Jumbo Worries? (Redfin Report) / Sell at Least One Mansion? / How to Finance NBA Ownership / 17 Comment Letters on New Product Approvals

December 29, 2022
Paul Muolo and Namrata Bhatia
During the mortgage boom of 2020-2021, some mortgage CEOs went on a mansion-buying spree.
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MBA Files Legal Brief in Favor of CA Fix-and-Flip Lender

December 28, 2022
Namrata Bhatia
In 2018, Nicholas and Sharon Honchariw took out a $5.6 million bridge loan from FJM, eventually defaulting on it...
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