Eligibility requirements put in place by the GSEs in the wake of the 2021 collapse of a condo tower in Florida continue to hobble sales and burden condo associations with high insurance and maintenance costs.

Mortgage insurers ready for VantageScore 4.0; Fannie Mae announces results of NPL sale; delinquencies down for STACR pools, up for CAS pools.

The regulator, though, says no market participant can account for more than 20% of the GSEs' servicing market.

Freddie Mac credit insurance increases raised the numbers for both GSEs in the second quarter.

Libby Cantrill, a managing director and head of public policy at PIMCO, warned that the administration’s concept is beset with problems.

Key mortgage industry stakeholders say an IPO of GSE stock would have trouble attracting investors if FHFA remains their conservator or they are released without an explicit guarantee.

Credit-risk transfer activities at Fannie Mae and Freddie Mac wobbled in the second quarter after a modest increase in the first three months of 2025. Issuance fell for STACRs but not for CAS notes. (Includes data table.)

Refi deliveries declined by 22.4% from June.

A footnote in Fannie’s second-quarter earnings presentation explains the calculation.

Single-family mortgage securitization by the GSEs declined by 9.7% on a monthly basis in July, with refinance business down sharply. (Includes two data tables.)