Skip to content
Sign In
Create Account
Sign Out
My Account
Cart
Inside Mortgage Finance
MBS & ABS
The GSEs
The CFPB
Mortgage Trends
FHA/VA Lending
Nonconforming Markets
Data
Subscribe to Data
Home
» Data Privacy, Automation Help Minority Borrowers
Looking to read the full article? Register for free access to IMFnews content today!
Data Privacy, Automation Help Minority Borrowers
June 20, 2025
Dennis Hollier
In states with data privacy laws, the mortgage-denial gap between minority and non-minority mortgage borrowers is 3% lower than in states without the privacy laws, according to researchers.
News
Inside Mortgage Trends
Technology
Purchase Lending
Characteristics
Purchase this article for $55.00
Subscribe To The Newsletter
Latest Imf News
Profits Decline at FHLBanks in Fourth Quarter
Better to Offer Fannie-Eligible Mortgage With Crypto Pledge
Freddie Mac Adds to MBS Holdings, Sheds Loans in February
Production, Servicing Earnings Mixed Across Lenders in 4Q
More Imf News
Featured Data
Plenty of Investors Ready to Cover Fed’s MBS Retreat
Ginnie, Non-Agency Loans Drive Servicing Higher
GSE Deliveries Fall 11.4% in February
Nonbank Earnings Slip in 4Q25, Fail to Match 2024
More Featured Data
Featured Reports
Agency Channel Analysis: 4Q25 (PDF)
IMF Mortgage Directory: Full interactive database
IMF HMDA Dashboard: 2024
Top Mortgage Players: 3Q25 (PDF)
More Latest Reports
Featured Poll
As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?
No, it’s out of our wheelhouse.
Yes, it’s a great opportunity.
We’re already in on the action!
View Results