Looking at more than 12 million home appraisals, researchers found that sellers in minority census tracts were more than twice as likely to receive an appraisal below the sale price than sellers in white districts.

Thompson switches Deputy Director of Bank Regulation Andre Galeano over to head the Division of Enterprise Regulation.

LoanLogics analysts discuss the human/machine interface.

GSEs see sharp declines in both short-term and long-term debt as the impact from the pandemic ebbs.

The key concern among the industry is the GSEs’ reliance on loan-to-value ratios and debt-to-income ratios. They recommend Fannie and Freddie develop alternative underwriting criteria for low-income borrowers.

Fannie Mae will resume credit-risk transfer program after FHFA proposed capital relief for the transactions. Investors look forward to new opportunities.

Will the new, forward-looking, credit-sensitive version of the Secured Overnight Financing Rate serve as the index rate for credit-risk transfer and MBS transactions?

After a lapse at the beginning of the pandemic, commercial PACE lending and the associated ABS offerings have grown steadily.

Progressives call on Biden to pick Sandra Thompson, the first African American and the first woman to head the agency, for the top position. Not incidentally, she may also be the most qualified for the job.

Thompson puts her stamp on the agency, even while rumors suggest the Biden administration could replace her with a permanent director.