The Community Home Lenders Association believe the sharp increase in fees for second-home mortgages will impact middle-income families.

At the direction of FHFA, the GSEs are permanently integrating desktop appraisals into their automated underwriting systems.

Some delinquent loans have been removed from MBS trusts before completing their modification trial periods.

Few states have laws defining an “abandoned property,” leaving servicers with local ordinances and case law as their guides in many foreclosure procedures.

New York-based fintech dv01 used highly focused geographic data to identify MBS investment opportunities.

Once a “flexibility” intended to help lenders deal with the pandemic, the desktop appraisal is about to become a permanent fixture of Freddie’s Loan Advisor and Fannie’s Desktop Underwriter.

CHLA wants the effective date of the fee hikes delayed until July...

Fannie and Freddie issued essentially zero long-term debt in 2021, dramatically lowering their total outstanding debt.

Market growth in 2022, though more restrained than in 2021, should give Fannie and Freddie plenty of runway to hit their multifamily caps for the year.

The mortgage industry has resigned itself to no administrative end to the Fannie and Freddie conservatorships. It’s still unclear what happens to the GSEs’ capital requirements.