Stakeholders believe that while the new rules will reduce insurance costs, they will raise other costs, including for condo dwellers who don’t plan to buy, sell or refinance.

Just two of the 11 regional FHLBanks managed to increase annual profits from 2024 levels: the Chicago and San Francisco organizations.

Changing priorities from the White House have put talks on ending the GSE conservatorship on the back burner.

Profits declined at 10 of the 11 FHLBanks in the fourth quarter. Only FHLB Atlanta increased net income during the period. (Includes three data tables.)

Analysts are increasingly skeptical that the Trump administration will follow through on plans to recapitalize and release the GSEs. Some seek broader reform.

New directives would improve collateral transfers between FHLBank members and the Federal Reserve and improve access to longer-term advances.

Although neither housing EO released last week by President Trump mentions them by name, it’s clear Fannie Mae and Freddie Mac will have a hand in implementing the proposed policy changes.

In today’s gig economy, sometimes the hardest job for a lender is figuring out how to calculate a borrower’s income.

FHFA greenlights the use of actual cash value insurance to cover the roofs of condos; all other elements of the project will still require replacement value policies, though.

What the GSEs are worth to the federal government; new MBS disclosures; former Freddie VP resurfaces at the helm of nonprofit.