Yemeng Yang

Seniors Move to Tap Equity as Pandemic Spreads

May 29, 2020

Seniors are tapping home equity during the coronavirus crisis, as evidenced by increased applications for Home Equity Conversion Mortgages.

MBA Cautiously Optimistic Annual Convention Will Be Held in Chicago

May 29, 2020

Yemeng Yang

Conferences, exhibit halls and the sponsorships that go along with them are an important source of revenue for many trade groups...

COVID-19 Deals a Big Blow to Commercial Lending

May 28, 2020

Yemeng Yang

Production of commercial MBS for 2020 is expected to be less what was forecast earlier in the year, according to industry analysts.

Trade Groups Look to Bring Back In-Person Conferences

May 28, 2020

Yemeng Yang

Conferences are big revenue generators for many trade associations, and the cancellations of shows this spring will hurt financially.

California Forbearance Bill Raises Concerns within Industry

May 28, 2020

Yemeng Yang

Mortgage servicers and credit unions are worried that if a new California forbearance bill becomes law their bottom lines will be significantly impacted. The bill would greatly extend the forbearance period.

CFPB Issues No-Action Letter Template for Loss Mitigation

May 28, 2020

Yemeng Yang

The Consumer Financial Protection Bureau issued a no-action letter template for mortgage servicers to use when digitizing their loss-mitigation process.

Servicers Worry About Legal Risks Tied to GSE COVID-19 Deferrals

May 26, 2020

Yemeng Yang

To make to deferral option simple and efficient, the GSEs said servicers should not require borrowers to submit a complete borrower response package...

OCC’s CRA Final Rule Makes Mortgage Accommodations

May 26, 2020

Yemeng Yang

The Office of the Comptroller of the Currency last week went it alone to finalize its Community Reinvestment Act overhaul. The final rule would restore the geographic distribution test for mortgage lending.

CA Legislation May Cause Disruptions, Industry Warns

May 26, 2020

Yemeng Yang

New legislation, which passed the California Assembly Banking and Finance Committee last week, would create “duplicative and sometimes contradictory requirements” for the mortgage industry when viewed alongside federal rules, industry groups warned.

Servicers Offering GSE Deferral Option Risk RESPA Violation

May 26, 2020

Yemeng Yang

A new COVID-19 payment deferral option provided by Fannie Mae and Freddie Mac that doesn’t require borrowers to submit a complete response package may lead to violations under the CFPB’s loss-mitigation rules, attorneys cautioned.

Yemeng Yang

ARTICLES

Seniors Move to Tap Equity as Pandemic Spreads

MBA Cautiously Optimistic Annual Convention Will Be Held in Chicago

COVID-19 Deals a Big Blow to Commercial Lending

Trade Groups Look to Bring Back In-Person Conferences

California Forbearance Bill Raises Concerns within Industry

CFPB Issues No-Action Letter Template for Loss Mitigation

Servicers Worry About Legal Risks Tied to GSE COVID-19 Deferrals

OCC’s CRA Final Rule Makes Mortgage Accommodations

CA Legislation May Cause Disruptions, Industry Warns

Servicers Offering GSE Deferral Option Risk RESPA Violation

Latest Imf News

Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q

Average Home Sale Price at KB Home Drops to 2023 Level

Ginnie to Align Liquidation Reporting With GSE Standards

Non-QM Lenders Tapping AI to Automate Underwriting

Featured Data

Largest Sellers See GSE Deliveries Wane in November

Third-Party Lenders Boost Market Share in Third Quarter

Bank Mortgage Repurchases Decline in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?