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Home » Authors » Paul Muolo

Articles by Paul Muolo

Short Takes: Donald J. Trump and GSE Reform / Doing the Math on Striking a Deal with Shareholders / Mr. Cooper’s Legal Eagle to Retire / Joe Garrett’s Bold Idea / New LO Hires for PrimeLending

July 8, 2019
Paul Muolo

We understand from informed sources that paying off Fannie/Freddie shareholders (the ones suing Uncle Sam) is calculation that certain federal officials have entertained.


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The State of Mortgage Hiring: Sort of Flat

July 8, 2019
Paul Muolo

Despite the so-so reading from the government, nonbank mortgage giants the likes of loanDepot and United Wholesale Mortgage continue to hire in large numbers.


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Short Takes: Bob Ryan Departs FHFA / The Live Well Mystery / A Unicorn of Sorts: Ginnie IOs Backed by HECMs? / Entering Chapter 7 / Mortgage Applications Decline Ever So Slightly / A New Hire for ACES

July 3, 2019
Paul Muolo

FHFA Director Mark Calabria on Bob Ryan: “Bob’s advice and counsel during my transition have been invaluable. I greatly appreciate his service at FHFA during the past five years and his role in helping ensure liquidity and funding for the nation’s housing finance system...”


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Sources: Live Well Financial, the Warehouse Customer That Dented Customers Bank

July 3, 2019
Paul Muolo

If Live Well’s name sounds familiar, it should. In an SEC filing late this spring, Flagstar said it was owed $75 million by the company…


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The Two-Edged Sword of Low Rates: Lenders Happy, Servicers Glum

July 3, 2019
Paul Muolo

Production executives and the teams they manage are making hay while the sun shines. Top ranked nonbank originators such as loanDepot, United Wholesale Mortgage and Guaranteed Rate are all hiring as the applications pour in.


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Short Takes: Customers Says Warehouse Client Went Bust but No ID, as Yet / The Return of Craig Phillips (Sort Of) / Fitch Remains Cautious on ‘Alt Doc’ Loans / Enjoy Yourself, It’s Later Than You Think (Debt) / Don Layton Gets Into Harvard

July 2, 2019
Paul Muolo, Brandon Ivey, and Yemeng Yang

How do you get out of a debt bubble? Answer: Raise taxes and cut spending, something U.S. politicians have been loath to do. Or you could print more money...


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Ocwen Discloses Scuttled MSR Deal, Cuts New LOC with Barclays

July 2, 2019
Paul Muolo

Ocwen: “The company has executed on its previously-disclosed plans to re-enter the forward lending correspondent channel and continues to pursue a number of diversified replenishment and growth options, including MSR flow purchase arrangements and driving improved recapture rates within our existing servicing portfolio..."


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Short Takes: One More Time… / Maybe the 12th Time Will be the Charm / MI Industry Looking Strong / Capital One’s Role in the Merger of Two Consulting Giants / A Promotion at Planet Home Lending

July 1, 2019
Paul Muolo

If you’re wondering why the deal is taking so long, it’s because COH is a foreign entity and there are certain regulatory hoops to jump through. When originally announced, the sale was valued at $2.7 billion – all cash…


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Another Rate Drop, and Presto: More Refi Candidates are Created

July 1, 2019
Paul Muolo

The data analytics firm estimates there are now 8.2 million existing mortgagors who are refi candidates, the largest such cohort since late 2016.


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Quicken Spreads Its Wings in Wholesale. Questions Abound…

July 1, 2019
Paul Muolo

Is the Detroit-based Quicken really much larger in the wholesale channel than it’s letting on?


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