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Home » Authors » Paul Muolo

Articles by Paul Muolo

Mega REIT Annaly: GSEs Should Shrink Their Non-Core Footprint

June 26, 2019
Paul Muolo

Annaly and Barclays also like the idea of replacing Fannie and Freddie with several smaller MBS guarantors. At March 31, Annaly owned roughly $103 billion worth of agency mortgage-backed securities...


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Short Takes: More Cash for New Rez? / The GSE SIFI Question / A Moot Point? / Waiting on the FHFA for Capital Guidance / Texas Capital Executive Departs for Greystone

June 25, 2019
Paul Muolo

Of course, the whole point is moot though, isn’t it? Fannie and Freddie continue to be wards of the federal government. If they fail to meet a capital test, what’s the worst Uncle Sam can do? Put them in conservatorship? They’re already there... 


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Rushmore Expands Production Reach, Agrees to Buy TPO Unit

June 25, 2019
Paul Muolo

Roughly three years ago, Rushmore – a privately held nondepository – entered the origination market as a direct-to-consumer lender. Prior to that, it had been known primarily as a subservicing specialist.


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Short Takes: Making Money is Good / Measurements of One and Three / Blend Returns to the VC Well / Pixar Executive Joins Blend's Board

June 24, 2019
Paul Muolo

Another round of funding for Blend means one of these days the industry vendor will have to go public because all those venture capital funders are going to want a return on their investment. And Blend had better not disappoint...


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Move Over UWM, Here Comes Quicken?

June 24, 2019
Paul Muolo

One California-based broker told IMFnews: “They’ve always had wholesale. They do a decent job – they’re similar to UWM [United Wholesale Mortgage].”


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HECM Lender RMS Slated to be Sold in Ditech Liquidation

June 21, 2019
Paul Muolo

A buyer has emerged for Ditech's reverse lending division. However, it's a "stalking horse" bid, subject to bankruptcy court approval.


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What We’re Hearing: Waiting for Godot (the GSE Blueprint) / The Authority to Sell a GSE Charter? / An Update from Capital Alpha / Craig Phillips’ Next Gig / Time for loanDepot to Test the Mortgage IPO Waters? / Mark Calabria’s Clout

June 21, 2019
Paul Muolo

A few years back, loanDepot was contemplating going public and even issued an S-1 with the SEC. The deal fell apart because the lender was displeased with the valuation calculated by its underwriters. But thanks to the Trump trade wars, a slowing world economy and more, rates are falling and originations are looking up. Perhaps, the mortgage IPO window is starting to open again?


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Quicken’s FCA Settlement a Major Victory For the Industry? A Former FHA Commissioner Weighs In

June 21, 2019
Paul Muolo

Former FHA chief Dave Stevens: “This settlement marks an end to the era of overly aggressive legal action using FCA as a means to leverage lenders into large settlements.”


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Mortgage Grapevine: About that Rate Cut… / 50 BPs? / A Big Emphasis on the GSE ‘Patch’ for TSFA (SFIG)

June 20, 2019
Paul Muolo

MBS Grapevine: No rate cut but maybe next time around? And the SFIG has a new name: TSFA.


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Pretium Inks Deal for Non-QM Securitizer Deephaven. More Acquisitions in the Queue?

June 20, 2019
Paul Muolo

Pretium Partners, the creation of former Goldman Sachs executive Donald Mullen, has agreed to buy non-QM MBS issuer Deephaven Mortgage for an undisclosed sum. Market watchers believe more acquisitions may lie ahead for Pretium.


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