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Big Bank Borrowing Boosts FHLBank Profits in 2Q

September 4, 2026
Dennis Hollier
An increase in outstanding advances in the second quarter helped offset lower margins at the FHLBanks. (Includes three data tables.)
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Pulte Opens VantageScore to All Lenders

September 4, 2026
Dennis Hollier
Frustrated with FICO and the big three credit reporting bureaus, the FHFA director abruptly ushered in the era of two competing credit scores.
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Another Proposal for Ending the Conservatorships

September 4, 2026
Dennis Hollier
Jon Oksenholt’s plan would create a parent company that would own the GSEs and Common Securitization Services but allow them to keep their charters and operate independently.
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GSEs Update Standards for Rental Income, VOE

September 4, 2026
Dennis Hollier
Fannie reshuffled the rental income section of its seller guide in response to lender complaints that the guidance was too complex.
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Fannie Staff Spooked by Firing of Senior Executives

September 4, 2026
Dennis Hollier
Both executives and rank-and-file employees at Fannie Mae are more pessimistic about job security.
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Fannie, Freddie Update Status of UAD 3.6, UCD v2.0

September 4, 2026
Dennis Hollier
With the mandate for UAD 3.6 fast approaching, there’s been a dramatic expansion in the number of appraisal software providers.
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CRS Reviews Challenges of GSEs’ Exit From Conservatorship

September 4, 2026
Dennis Hollier
The Congressional Research Service reminds stakeholders of the complications involved in reprivatizing Fannie Mae and Freddie Mac.
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Last Nail in the Coffin From FHFA for SPCPs

September 4, 2026
Dennis Hollier
Terminating the use of SPCPs continues the Trump administration’s war on DEI.
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GSE Single-Family Business Declines in July as Refis Slump

August 21, 2026
Dennis Hollier
Seven of the top 10 GSE sellers saw a monthly decline in deliveries to Fannie Mae and Freddie Mac in July. (Includes two data tables.)
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Little Pushback to Proposed Weakening of SCP Rule

August 21, 2026
Dennis Hollier
FHFA’s plan to remove the term reputational harm from the suspended counterparty program regulation appears to have near universal support from mortgage industry stakeholders.
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