Both VantageScore 4.0 and FICO 10T scores, most of the time, are higher than Classic FICO scores. Roughly 25% of the time, Classic FICO is the highest score.

The DC Circuit Court rejected FHFA’s request for an en banc rehearing in Fairholme. Now, only a potential Supreme Court appeal stands between shareholders and an $812 million payday.

GSE executives explained why they extended the implementation timeline for UAD 3.6 and how the new system will benefit lenders.

Guide updates mean lenders no longer need to use specific methods for verifying the employment of borrowers in most cases.

The transition from electronic default reporting to Resolve is in full swing, with APIs and testing environments now available to servicers.

GAO investigation; mystery warning; Optimal Blue integrates with Fannie’s whole-loan pricing platform.

Seller repurchases of defective Fannie/Freddie loans increased 19% from the first to the second quarter of 2026. Although the 2025 book appears to be one of the cleanest in recent years, unresolved buyback claims were up 18% in the second quarter. (Includes three data tables.)

Analysts worry that FHFA’s aggressive policy moves on credit scores are more about saving consumers money than the safety and soundness of the mortgage system.

The FHFA noted that its OIG budget was nine times larger than the average across federal agencies. Critics say the cuts are intended to protect FHFA Director Bill Pulte and President Trump.

Participating financial institutions will now be able to sell manufactured-home and renovation loans through their FHLBank’s MPF Traditional program.