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Freddie Eases Underwriting of Large Deposits and Gifts

July 10, 2026
Dennis Hollier
The business assets of a related person are now an eligible source of gifts. However, the donor still cannot be the builder or another interested party.
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House Bill Would Codify Conservatorship Reforms

July 10, 2026
Dennis Hollier
Proposed legislation revives congressional debate about ending the conservatorships. But mortgage industry stakeholders are skeptical about the bills chance of passage.
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Should the GSEs Support Home Construction?

July 10, 2026
Dennis Hollier
Proposed legislation would allow Fannie Mae and Freddie Mac to purchase and securitize residential construction loans, provided those projects meet certain affordability and safety and soundness requirements.
Read More

No End in Sight for the Conservatorship

July 10, 2026
Dennis Hollier
Former Freddie CEO believes recap-and-release will not be completed while President Trump is in office.
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UI Paper Says UMBS Would Not Violate Antitrust Laws

July 10, 2026
Dennis Hollier
In a scenario that Fannie and Freddie exit conservatorship, Urban Institute analysts believe that the courts will allow the uniform MBS to persist, even though it requires coordination between the GSEs that could invite antitrust litigation.
Read More

GSE Roundup

July 10, 2026
Dennis Hollier
Naa Awaa Tagoe lands at Scotiabank; Fannie completes RPL sale; FHLBank Office of Finance names new directors.
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GSE Buybacks Slow in 1Q, Freddie’s Pipeline Up

June 26, 2026
John Bancroft
Seller repurchases from Fannie and Freddie declined 21% in the first quarter of 2026 to the lowest level since 2020. But the pipeline of unresolved claims rose significantly. (Includes three data tables.)
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FHFA Proposes Broad Revision of Duty-to-Serve Rule

June 26, 2026
Dennis Hollier
Proposed changes would revamp the treatment of “Indian areas” and rural agricultural workers, along with altering the method of calculating area median income.
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FHFA Renews Appeal for Enforcement Authority

June 26, 2026
Dennis Hollier
Despite the controversy surrounding his investigations into political enemies of the president, FHFA Director Bill Pulte is asking Congress for enforcement authority over suspected cases of fraud.
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FHLBanks Seek Changes to Basel III Re-Proposal

June 26, 2026
Dennis Hollier
The Federal Home Loan Banks say the supervisory haircut federal regulators proposed applying to their consolidated obligations when held as collateral is too large and may impair pricing and liquidity.
Read More
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