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Trump EO Underwhelms Mortgage Industry

October 29, 2026
Dennis Hollier
The executive order is limited in scope compared with the large list of requests from industry participants.
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GSEs Profits Slip in 3Q as Mortgage Market Freezes

October 29, 2026
Dennis Hollier
Net revenues increased at both Fannie Mae and Freddie Mac even as high interest rates continue to depress new loan acquisitions.
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M&As Pick Up as Interest Rates and Production Costs Rise

October 29, 2026
James Dohnert
Higher interest rates and rising origination costs are expected to lead to more M&A activity in the mortgage market.
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Lenders Hoping for More Federal Action on Housing

October 29, 2026
Emmeline Willey
The industry sees Congress’ landmark housing legislation as a baby step. However, a Republican leader downplayed prospects for another bill.
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UWM to Sell Large Chunk of MSR Portfolio

October 29, 2026
James Dohnert
United Wholesale Mortgage expects to receive more than $1.8 billion in proceeds, which it said will go toward paying down debt.
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States Oppose OCC Motion to Dismiss Interest-on-Escrow Lawsuit

October 29, 2026
Shannon Clark
Ten Democratic state attorneys general urged a federal district court to deny the Office of the Comptroller of the Currency’s motion to dismiss a complaint challenging two of its recent final rules.
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Primary MI Trends Split in Agency Market in 3Q

October 22, 2026
Namrata Bhatia
Government-sponsored enterprise business with private MI ticked up on a quarterly basis in the third quarter and FHA volume fell. (Includes three data tables.)
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Incentives Grow for Lenders to Use VantageScore

October 22, 2026
Brandon Ivey
There’s the LLPA reduction for VS4, lower prices compared with FICO and a more expansive population of scored consumers.
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Trump Admin Seeing GSEs as Useful Tool for Affordability

October 22, 2026
Brandon Ivey
The president is getting more assertive in using the GSEs to achieve political and policy objectives, according to Jaret Seiberg, an analyst at TD Cowen Washington Research Group.
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Former FHA Commissioner Defends MIP Level

October 22, 2026
Emmeline Willey
Frank Cassidy backed the agency’s decision to hold its mortgage insurance premiums steady despite calls from the industry to trim premiums in the name of affordability.
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