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CFPB Issues Final Rule Rejecting Disparate-Impact Liability

April 23, 2026
Shannon Clark
The final rule eliminating disparate impact from enforcement of the Equal Credit Opportunity Act was issued as it was proposed in November, despite more than 64,000 comments on the proposal.
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MBA Wants CFPB to Include Trump EO in Strategic Plan

April 23, 2026
Shannon Clark
The trade group called for the CFPB to implement regulatory reforms across the board so that all sizes of lenders can see lower costs and boost mortgage access.
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Opportunity in Non-Agency Market as Rates Remain Flat

April 23, 2026
Abby Zimmardi
The relatively level trajectory for interest rates presents an opportunity for more lenders to offer non-agency products, according to non-agency boosters.
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BAC Chases Credit Report Reform in Washington

April 23, 2026
Emmeline Willey
Members of the Brokers Action Coalition headed to Capitol Hill this week in pursuit of lower costs for credit reports.
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Lenders Challenged as Potential Homebuyers May Prefer Renting

April 23, 2026
James Dohnert
With interest rates elevated, lenders are urged to highlight the wealth creation potential of homeownership to encourage renters to take the plunge and purchase a home.
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NEXA Lending Plans MSR-Linked LO Comp Structure

April 23, 2026
Shannon Clark
The initiative could face regulatory hurdles, attorneys warned.
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Broker Groups Urge Members to Foster Political Ties

April 23, 2026
Emmeline Willey
Trade groups representing brokers emphasized the sway small businesses have over their local representatives.
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Agency Servicing Market Subdued in Early 2026

April 16, 2026
John Bancroft
Depository institutions increased their share of the agency servicing market slightly in the first quarter of 2026 as a handful of banks bought GSE MSR in the bulk market. (Includes two data tables.)
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MBA Set to Hit Capitol Hill With Fresh Policy Agenda

April 16, 2026
Emmeline Willey
The trade group plans to target provisions in the bipartisan housing package moving through Congress, including efforts to deter corporate investors from buying single-family homes.
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UWM Tried to Save Planned Acquisition of Two Harbors

April 16, 2026
Brandon Ivey
The bidding war between CrossCountry Mortgage and United Wholesale Mortgage started much earlier than previously known.
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