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Largest Servicers Lose Some Market Share in 1Q

May 7, 2026
Brandon Ivey
As a group, the five largest firms in terms of owned servicing lost market share during the first quarter of 2026. Much of the decline was due to Rocket Mortgage, the largest servicer in the industry. (Includes three data tables.)
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Policies for VantageScore Use Involving GSEs Murky

May 7, 2026
Brandon Ivey
FICO and VantageScore disagree on how lenders in a GSE pilot are using VantageScore. FICO’s CEO claims there are LTV ratio limitations and a haircut with VantageScore. VantageScore said that’s not the case.
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Trump Comments Revive GSE IPO Speculation

May 7, 2026
Dennis Hollier
Despite ending his long hiatus on GSE talk, Trump fails to persuade skeptics that he’s ready to take Fannie and Freddie out of conservatorship anytime soon.
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Lenders Brace for Lower-Than-Expected Returns in 2026

May 7, 2026
Brandon Ivey
High interest rates are prompting some lenders to reduce their guidance for returns on equity this year. Meanwhile, margins are holding firm at some big lenders.
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Two Harbors Board Rejects UWM’s Revised Acquisition Proposal

May 7, 2026
James Dohnert
The Two Harbors board has recommended that shareholders vote against UWM’s recently revised proposal to acquire the company.
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Housing Package Light on Relief for First-Time Homebuyers

May 7, 2026
Emmeline Willey
Most of the provisions in Congress’ bipartisan housing legislation aren’t enough to move the needle for first-time homebuyers, according to Jaret Seiberg, a managing director at TD Securities.
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Credit Boxes Widening for Downpayment Assistance

May 7, 2026
James Dohnert
Downpayment assistance programs are no longer just for first-time homebuyers with limited income.
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Warehouse Lenders Must Be Opportunistic With Non-QMs

May 7, 2026
Abby Zimmardi
To stay competitive, warehouse lenders need to look for opportunities financing or securitizing non-qualified mortgages.
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Industry Hopeful About Housing Regulatory Changes

May 7, 2026
Shannon Clark
Housing experts are optimistic that recent regulatory initiatives will help increase housing supply.
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Mixed Trends for Mortgage Originations in 1Q

April 30, 2026
Brandon Ivey
Glass half full: Originations surged on an annual basis in the first quarter. Glass half empty: Lending declined on a quarterly basis as interest rates jumped in March.
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Latest Imf News

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Featured Data

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