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FHFA Eliminates Haircut on VS4 Scores With GSEs

September 29, 2026
Dennis Hollier
Fannie Mae and Freddie Mac will use the same LLPA pricing grid for both VantageScore 4.0 and Classic FICO, eliminating the 20-point haircut they were applying to VS4 loans.
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Homeseller Impersonation Fraud Rising, Aided by AI

September 29, 2026
Shannon Clark
AI is allowing fraudsters to more easily create convincing documents, communications and images.
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GSEs Lose More Servicing Share in Second Quarter

September 29, 2026
Brandon Ivey
The GSEs’ share of servicing topped out at 50.4% in March 2022 and has declined each quarter since then, through June 2026.
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Court Dismisses Lawsuit by Former HUD Office of Fair Housing Attorneys

September 29, 2026
Brandon Ivey
The district court sided with the Trump administration, determining that the employees failed to plausibly allege a claim for retaliation under the Fair Housing Act.
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Short Takes: Home Prices Rise in July / Rocket Going With VS4 / $0.99 Per Score Through 2028 / Citi Selling Seasoned ARMs

September 29, 2026
Brandon Ivey
Annually, home prices were up 2.6% in July, according to FHFA.
Read More
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Latest Imf News

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Featured Data

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